tag:blogger.com,1999:blog-69281329780364891602024-03-13T09:43:32.520-07:00wakyati new carsqibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.comBlogger5600125tag:blogger.com,1999:blog-6928132978036489160.post-3167811338910590952011-10-19T17:51:00.000-07:002011-10-19T17:56:04.851-07:00<div class="post-body entry-content"><br />devoted to <strong>sport cars</strong><br /><a target="_blank" href="http://www.sport-cars.org/site_img/large/ferrari-enzo-1.jpg"><img alt="devoted to sport cars" title="devoted to sport cars" src="http://www.sport-cars.org/site_img/large/ferrari-enzo-1.jpg" style="width: 300px; height: 195px;" /></a><br /><br />Toyota FT HS Hybrid <strong>Sports Car</strong><br /><a target="_blank" href="http://2.bp.blogspot.com/_zDbLged74AE/TSWbd7hZXjI/AAAAAAAAAnc/BHVHzkiod5I/s1600/gumpert_sport_car.jpg"><img alt="Toyota FT HS Hybrid Sports Car" title="Toyota FT HS Hybrid Sports Car" src="http://2.bp.blogspot.com/_zDbLged74AE/TSWbd7hZXjI/AAAAAAAAAnc/BHVHzkiod5I/s1600/gumpert_sport_car.jpg" style="width: 300px; height: 195px;" /></a><br /><br />Toyota FT HS Hybrid <strong>Sports Car</strong><br /><a target="_blank" href="http://4.bp.blogspot.com/_uSVW2RmbNkY/TRYevrrSIUI/AAAAAAAAAB0/S0aISGZ5YaQ/s400/Toyota-FT-HS-Hybrid-Sports-Car.jpg"><img alt="Toyota FT HS Hybrid Sports Car" title="Toyota FT HS Hybrid Sports Car" src="http://4.bp.blogspot.com/_uSVW2RmbNkY/TRYevrrSIUI/AAAAAAAAAB0/S0aISGZ5YaQ/s400/Toyota-FT-HS-Hybrid-Sports-Car.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>Sport Cars</strong> Screensaver<br /><a target="_blank" href="http://www.freewaresite.com/screensavers/sportcars_pv.jpg"><img alt="Sport Cars Screensaver" title="Sport Cars Screensaver" src="http://www.freewaresite.com/screensavers/sportcars_pv.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>Sport Cars</strong><br /><a target="_blank" href="http://cache.gawkerassets.com/assets/images/12/2008/11/Honda-FC-Sport-Design-2Stud.jpg"><img alt="Sport Cars" title="Sport Cars" src="http://cache.gawkerassets.com/assets/images/12/2008/11/Honda-FC-Sport-Design-2Stud.jpg" style="width: 300px; height: 195px;" /></a><br /><br />Tips for Buy a Used <strong>Sports Car</strong><br /><a target="_blank" href="http://2.bp.blogspot.com/__d5Yt6ifi7Q/THqK_TO8ohI/AAAAAAAAAB4/4zEMoei4D9Y/s640/bdfed_SportsCar_Peugeot_9009_1.jpg"><img alt="Tips for Buy a Used Sports Car" title="Tips for Buy a Used Sports Car" src="http://2.bp.blogspot.com/__d5Yt6ifi7Q/THqK_TO8ohI/AAAAAAAAAB4/4zEMoei4D9Y/s640/bdfed_SportsCar_Peugeot_9009_1.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>sports cars</strong> to come<br /><a target="_blank" href="http://static.rbytes.net/full_screenshots/s/p/sport-cars-show-ii.jpg"><img alt="sports cars to come" title="sports cars to come" src="http://static.rbytes.net/full_screenshots/s/p/sport-cars-show-ii.jpg" style="width: 300px; height: 195px;" /></a><br /><br />Speed <strong>sport cars</strong><br /><a target="_blank" href="http://www.richeson.info/img/acura_advanced_sports_car_fs1.jpg"><img alt="Speed sport cars" title="Speed sport cars" src="http://www.richeson.info/img/acura_advanced_sports_car_fs1.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>Sport Cars</strong> Show II 1 00<br /><a target="_blank" href="http://www.suggestsoft.com/images/leet-software/sport-cars-show.gif"><img alt="Sport Cars Show II 1 00" title="Sport Cars Show II 1 00" src="http://www.suggestsoft.com/images/leet-software/sport-cars-show.gif" style="width: 300px; height: 195px;" /></a><br /><br />Automotive And <strong>Sports Car</strong><br /><a target="_blank" href="http://www.latestautoreviews.com/wp-content/uploads/2010/10/Exige-Sports-Car.jpg"><img alt="Automotive And Sports Car" title="Automotive And Sports Car" src="http://www.latestautoreviews.com/wp-content/uploads/2010/10/Exige-Sports-Car.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>Sport Cars</strong> Show 1 00 by Leet<br /><a target="_blank" href="http://3.bp.blogspot.com/-fF5djbPpy0Y/TV4kTsjKdLI/AAAAAAAAADU/u2PK33Y0Myw/s1600/Acura_NSX_Sports_Car.jpg"><img alt="Sport Cars Show 1 00 by Leet" title="Sport Cars Show 1 00 by Leet" src="http://3.bp.blogspot.com/-fF5djbPpy0Y/TV4kTsjKdLI/AAAAAAAAADU/u2PK33Y0Myw/s1600/Acura_NSX_Sports_Car.jpg" style="width: 300px; height: 195px;" /></a><br /><br />Exige <strong>Sports Car</strong><br /><a target="_blank" href="http://www.bestsportcar.com/wp-content/uploads/2011/01/best-sport-car24.jpg"><img alt="Exige Sports Car" title="Exige Sports Car" src="http://www.bestsportcar.com/wp-content/uploads/2011/01/best-sport-car24.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>SPORT CAR</strong> WALLPAPER<br /><a target="_blank" href="http://static.rbytes.net/fullsize_screenshots/s/p/sport-cars-show-ii.jpg"><img alt="SPORT CAR WALLPAPER" title="SPORT CAR WALLPAPER" src="http://static.rbytes.net/fullsize_screenshots/s/p/sport-cars-show-ii.jpg" style="width: 300px; height: 195px;" /></a><br /><br />An Amazing New <strong>Sports Car</strong><br /><a target="_blank" href="http://sportscarsfans.com/wallpaper/1280x1024_Wallpapers_70258_20080507.jpg"><img alt="An Amazing New Sports Car" title="An Amazing New Sports Car" src="http://sportscarsfans.com/wallpaper/1280x1024_Wallpapers_70258_20080507.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>Sport Cars</strong> Show II 1 00 review<br /><a target="_blank" href="http://www.thesupercars.org/wp-content/uploads/2008/03/mazda-furai-concept.jpg"><img alt="Sport Cars Show II 1 00 review" title="Sport Cars Show II 1 00 review" src="http://www.thesupercars.org/wp-content/uploads/2008/03/mazda-furai-concept.jpg" style="width: 300px; height: 195px;" /></a><br /><br />New Fast <strong>Sports Cars</strong><br /><a target="_blank" href="http://www.tuvie.com/wp-content/uploads/honda-fc-sport-car2.jpg"><img alt="New Fast Sports Cars" title="New Fast Sports Cars" src="http://www.tuvie.com/wp-content/uploads/honda-fc-sport-car2.jpg" style="width: 300px; height: 195px;" /></a><br /><br />than a regular <strong>sport car</strong><br /><a target="_blank" href="http://www.cars0.com/wp-content/uploads/2010/01/sport-cars-wallpaper.jpg"><img alt="than a regular sport car" title="than a regular sport car" src="http://www.cars0.com/wp-content/uploads/2010/01/sport-cars-wallpaper.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>sports car</strong> concept<br /><a target="_blank" href="http://www.xarj.net/wp-content/uploads/2009/03/reduced-sports-cars2.jpg"><img alt="sports car concept" title="sports car concept" src="http://www.xarj.net/wp-content/uploads/2009/03/reduced-sports-cars2.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><strong>sport cars</strong> wallpaper<br /><a target="_blank" href="http://www.thesupercars.org/wp-content/uploads/2008/03/audi-r8-v12-tdi-concept-orange.jpg"><img alt="sport cars wallpaper" title="sport cars wallpaper" src="http://www.thesupercars.org/wp-content/uploads/2008/03/audi-r8-v12-tdi-concept-orange.jpg" style="width: 300px; height: 195px;" /></a><br /><br /><br /><br /><div style="clear: both;"></div><br /></div>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-19248172566247165062011-08-31T03:09:00.000-07:002011-08-31T03:09:00.890-07:00mercedes benz klasse 2011<h3 class="post-title entry-title"> Upcoming Mercedes-Benz models >> C-Klasse Coupe & mini-SLS AMG </h3> <div class="post-header"> </div> <a href="http://wakyaticarunique.blogspot.com/"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 237px;" src="http://mercedesbenzblogphotodb.wordpress.com/files/2010/01/2011-mercedes-benz-c-klasse-coupe-rendering-4.jpg" alt="" border="0" /></a>
<br /><span style="font-weight: bold;"><span style="font-style: italic;">Mercedes-Benz is focused on the target of delivering its customers a competitive mid-class coupe, that shall also be an opponent for the BMW 3er Coupe. The C-Klasse Coupe will arrive in time for 2011. On the other hand, the German carmaker wants to further extend its supercar lineup.</span></span>
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<br />The 2011 C-Klasse Coupe will be built on the current C-Klasse technical platform. The aesthetiques will resemble those of the refreshed C-Klasse models, also to be introduced in the fall of 2010. The engine range will feature new or updated powerplants, which are highly oriented towards achieving exemplary fuel efficiency and CO2 emission levels. Among the technical premieres, there are worth mentioning the new <span style="font-style: italic;">'MoVe'</span> units, an acronym which stands for <span style="font-style: italic;">'Modular V6 & V8 engines'</span>. It was reported that Mercedes-Benz could also offer a hybrid powertrain for the new C-Klasse Coupe.
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<br /><a><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 267px;" src="http://mercedesbenzblogphotodb.wordpress.com/files/2010/01/sls-amg-detail.jpg" alt="" border="0" /></a>
<br />The recently unveiled SLS AMG will stand as the basis for developing new, smaller supercars. The underpinnings of the modern Gullwing will find their way onto a new sports car, probably dubbed <span style="font-style: italic;">'SSK AMG'</span>. Apart from borrowing its name from the legendary Mercedes-Benz SSK models of the 1920s, the little brother of the SLS AMG will not be sporting the top-mounted doors;instead, it will go for conventional, front-hinged ones. Moreover, the beast under the hood of the SSK will be represented by the new AMG 5,5 litres V8 twin-turbo unit, currently in the development stage and capable of producing well over 500 BHP. Mercedes-Benz might launch the SSK AMG model in 2014.</span><h3 class="post-title entry-title"> <span style="font-weight: normal;font-size:100%;" >Mercedes-Benz-Blog -- Unmistakable. Unique. Classy. Mercedes-Benz.: SPY - 2011 Mercedes-Benz C-Klasse T-Modell </span></h3> <div class="post-header"> </div> <a href="http://wakyaticarunique.blogspot.com/"><img style="float: left; margin: 0pt 10px 10px 0pt; cursor: pointer; width: 200px; height: 150px;" src="http://1.bp.blogspot.com/_I94NYpTsB-0/TOqr3ZCDbFI/AAAAAAAAAH8/nfYmOIbeCz4/s200/spy-2011-mercedes-benz-c-klasse-fl-101.jpg" alt="" id="BLOGGER_PHOTO_ID_5542431259533470802" border="0" /></a>
<br /><a href="http://wakyaticarunique.blogspot.com/"><img style="float: left; margin: 0pt 10px 10px 0pt; cursor: pointer; width: 200px; height: 150px;" src="http://3.bp.blogspot.com/_I94NYpTsB-0/TOqrrj5Y4_I/AAAAAAAAAH0/CC0Mt9O1gOc/s200/spy-2011-mercedes-benz-c-klasse-fl-100.jpg" alt="" id="BLOGGER_PHOTO_ID_5542431056291488754" border="0" /></a>
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<br />Ohhh...more spy shots of the Mercedes Benz C-Klasse T-Modell!!qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com1tag:blogger.com,1999:blog-6928132978036489160.post-6231855494768831132011-08-30T05:05:00.000-07:002011-08-30T05:05:00.514-07:00mercedes benz hybrid 2011mercedes benz hybrid 2011
<br /><h3 class="post-title entry-title"> 2011 Mercedes-Benz E400 Hybrid </h3> <div class="post-header"> </div> <a href="http://wakyaticarunique.blogspot.com/"><img src="http://2.bp.blogspot.com/_FnS5-Ib_MyM/TQkXJ4ItRYI/AAAAAAAAAEo/NYrzJucSJ2c/s400/2011_mercedes_benz_s400_hybrid_.jpg" width="400" border="0" height="300" /></a>
<br /><b>2011 Mercedes-Benz E400 Hybrid </b>
<br />Produced by the German manufacturer Mercedes-Benz for private customers the latest technology, comfort and security enhancements implemented by going through the production of S400, the Hybrid model.
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<br />S series its title as the world's best-selling luxury saloon holds.
<br />Hybrid S400 3.5-liter V6 gasoline engine is working.
<br />Has been working with an electric motor that can produce 20 hp power.
<br /><a name="more"></a><a href="http://wakyaticarunique.blogspot.com/"><img src="http://1.bp.blogspot.com/_FnS5-Ib_MyM/TQkX0tTmaLI/AAAAAAAAAEw/9PSrdM4yoCQ/s400/mercedes_benz_s400_hybrid_2011.jpg" width="400" border="0" height="280" /></a>
<br /><b>2011 Mercedes-Benz E400 Hybrid </b>
<br />V6 gasoline unit at 6000 rpm / min at a maximum torque of 385 Nm produces 279hp power 2400 rpm from 5000 rpm up to give. 7G-Tronic transmission, the engine looks like a soft character, clad in the S series from 0 to 100 km / h in 7.2 seconds and needs to deliver. The maximum speed of 250 km / h.
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<br />S400'ün need to tell the interior of the front and rear separately. Quality emanating from the front of each console, I really appreciated the impressive view of the analog instrument panel is completely digital. System controlled by the center console big screen, surround-sound system, Harman Staff signed Logic7 works wonders with great performance.
<br /><a href="http://wakyaticarunique.blogspot.com/"><img src="http://1.bp.blogspot.com/_FnS5-Ib_MyM/TQkXPo31_3I/AAAAAAAAAEs/HhoZKoCAxVY/s400/2011-mercedes-benz-s400-hybrid-.jpg" width="400" border="0" height="216" /></a>
<br /><b>2011 Mercedes-Benz E400 Hybrid </b>
<br />To adjust the position and shape of the front and rear seats just press a few buttons. The seats feature heating and air conditioning, massage function, for those who travel behind the offer
<br />qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com1tag:blogger.com,1999:blog-6928132978036489160.post-87110063427368882272011-08-29T07:06:00.000-07:002011-08-29T07:06:00.212-07:00mercedes benz dfashion 2011<h3 class="post-title entry-title"><a href="http://wakyaticarunique.blogspot.com/"> Mercedes-Benz Cup
<br /></a></h3><div class="post-body entry-content" id="post-body-4827542387005445323"> <a href="http://wakyaticarunique.blogspot.com/">
<br /></a> <div class="separator" style="clear: both; text-align: center;"><a href="http://wakyaticarunique.blogspot.com/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img src="http://1.bp.blogspot.com/-DkIHweDrlgI/Tgk0daF2qkI/AAAAAAAAAS8/tYS5P69-suw/s320/E-Poster%252BSerie%252B3.jpg" width="226" border="0" height="320" /></a></div> </div> <a href="http://wakyaticarunique.blogspot.com/"><span class="post-author vcard"> </span></a><a class="goog-inline-block share-button sb-email" href="http://wakyaticarunique.blogspot.com/" target="_blank" title="Kirimkan Ini lewat Email"><span class="share-button-link-text"></span></a><a class="goog-inline-block share-button sb-email" href="http://wakyaticarunique.blogspot.com/" target="_blank" title="Kirimkan Ini lewat Email"> </a>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-72928811027078522952011-08-29T02:02:00.000-07:002011-08-29T02:02:00.597-07:00mercedes benz suv 2011<a href="http://wakyaticarunique.blogspot.com/">mercedes benz suv 2011
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<br /></a>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-36801261685271432592011-08-28T10:59:00.000-07:002011-08-28T10:59:00.680-07:002011 Volkswagen Touareg power <div class="navbar section" id="navbar"><div class="widget Navbar" id="Navbar1"> </div></div> <div class="body-fauxcolumns"> <div class="fauxcolumn-outer body-fauxcolumn-outer"> <div class="cap-top"> </div> <div class="fauxborder-left"> <div class="fauxcolumn-inner"> </div> </div> <div class="cap-bottom"> </div> </div> </div> <div class="content"> <div class="content-fauxcolumns"> <div class="fauxcolumn-outer content-fauxcolumn-outer"> <div class="cap-top"> </div> <div class="fauxborder-left"> <div class="fauxcolumn-inner"> </div> </div> <div class="cap-bottom"> </div> </div> </div> <div class="content-outer"> <div class="content-cap-top cap-top"> </div> <div class="fauxborder-left content-fauxborder-left"> <div class="content-inner"> <header> <div class="header-outer"> <div class="header-cap-top cap-top"> </div> <div class="fauxborder-left header-fauxborder-left"> <div class="region-inner header-inner"> </div> </div> <div class="header-cap-bottom cap-bottom"> </div> </div> <div class="tabs-outer"> <div class="tabs-cap-top cap-top"> </div></div><div class="main-outer"><div class="fauxborder-left main-fauxborder-left"><div class="region-inner main-inner"><div class="columns fauxcolumns"><div class="columns-inner"><div class="column-center-outer"><div class="column-center-inner"><div class="main section" id="main"><div class="widget Blog" id="Blog1"><div class="blog-posts hfeed"><div class="date-outer">
<br /><div class="date-posts"><div class="post-outer"><div class="post hentry"><div class="post-header"> </div> <div class="post-body entry-content"> While the VW group honchos might not be too worried about any vehicle purchase customers, during the stay in the family, after riding the new Touareg, we’re pretty sure can stand on the ground against Premium SUV competition up to and including the Q7 and Porsche Cayenne-pair groups.
<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://www.caradvice.com.au/wp-content/uploads/2009/06/vw-touareg-2011-004.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://carphotos.tk/wp-content/uploads/2011/01/2011-Volkswagen-Touareg-4.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://www.caradvice.com.au/wp-content/uploads/2009/06/vw-touareg-2011-003.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://ffog.net/wp-content/uploads/2010/10/2011-Volkswagen-Touareg-Hybrid.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://image.automobilemag.com/f/new_and_future_cars/2011/14999768%2Bw440/0903_01_z%2B2011_volkswagen_touareg_hybrid%2Bfront_three_quarters_view.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://www.volkswagenpic.com/volkswagen/car/pictures/2010/12/vw-touareg-2010.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://www.motorauthority.com/content/thumbs/2/0/2011_volkswagen_touareg_test_mule_spy_shots_may_main630-0506-350x200.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://image.automobilemag.com/f/14999774%2Bw750%2Bst0/0903_02_z%2B2011_volkswagen_touareg_hybrid%2Brear_three_quarters_view.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://images.thecarconnection.com/sml/2011-volkswagen-touareg-spy-shots_100226471_s.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />2011 Volkswagen Touareg
<br /><img alt="2011 Volkswagen Touareg" src="http://www.roadandtrack.com/var/ezflow_site/storage_RT_NEW/storage/images/future-cars/spy-photos/2011-volkswagen-touareg/581558-2-eng-US/2011-volkswagen-touareg.jpg" style="height: 260px; width: 400px;" title="2011 Volkswagen Touareg" />
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<br />In the V-6 FSI, TDI diesel or hybrid form, the main model in the U.S. Volkswagen Touareg, pushing the car a more luxurious high in the region as the new Jetta and the upcoming New Midsize Sedan is cheaper for the U.S. market. Price difference is quite big between the Tiguan Touareg bases loaded and forced us to pursue further market problems luxury Volkswagen-sized crossover.
<br /><ul><li><a href="http://www.planetautocar.com/2011-volkswagen-touareg-u-s-spec/"><b>2011 Volkswagen Touareg</b> U.S. Spec | PlanetAutoCar.com</a></li><li><a href="http://volkswagen-touareg.org/2011-pics/"><b>2011 Volkswagen Touareg</b> Pics Gallery</a></li></ul> </div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br /></div> </header> </div></div></div></div>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-48418977482541578282011-08-27T01:21:00.000-07:002011-08-27T01:24:17.592-07:00mercedes sls<a href="http://wakyaticarunique.blogspot.com/">mercedes sls
<br /></a><h3 class="post-title entry-title"><a href="http://wakyaticarunique.blogspot.com/"> Mercedes SLS AMG </a></h3> <div class="post-header"> </div> <a href="http://wakyaticarunique.blogspot.com/"><img src="http://1.bp.blogspot.com/_ebghAtbP-NQ/S_MuGeTCtyI/AAAAAAAAAFQ/IdfesUp3rVg/s1600/2010-mercedes-sls-amg.jpg" alt="Mercedes SLS AMG" width="490" />
<br /><b>Mercedes SLS</b> AMG
<br /></a><h3 class="post-title entry-title"><a href="http://wakyaticarunique.blogspot.com/"> Mercedes Benz SLS AMG </a></h3> <div class="post-header"> </div> <a href="http://wakyaticarunique.blogspot.com/">
<br /><img src="http://www.egmcartech.com/wp-content/uploads/2010/02/2011_mercedes_benz_sls_amg_safety_car_images_006.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a> <p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.autotribute.com/wp-content/uploads/2010/03/Mercedes-Benz-SLS-AMG-GT3.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.egmcartech.com/wp-content/uploads/2009/03/mercedes_benz_sls_amg_prototype_image_005.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.luxuryautodirect.com/blog/wp-content/uploads/2010/07/2010-Mercedes-Benz-SLS-AMG-E-cell-Luxury-Auto-10.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.carshowp.com/wp-content/uploads/2010/03/2011-Mercedes-Benz-SLS-AMG-GT3-Rear-View.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.automotorblog.com/wp-content/uploads/2009/11/mercedes-benz-sls-amg-1.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.bukanmotorgue.com/wp-content/uploads/2011/06/mercedes-benz-sls-amg.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://4.bp.blogspot.com/_V0aDGsIbZ1g/TID1FTOQuVI/AAAAAAAAABQ/bte_H69JLzA/s1600/mercedes-sls-amg.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://themercedeslounge.com/wp-content/uploads/2010/08/Mercedes-Benz_SLS_AMG_Gullwing_2011.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://2.bp.blogspot.com/_nauSHoMEMIw/TGVJCGYiC_I/AAAAAAAAAiw/4wyQrKkaH9s/s1600/sls+amg.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://1.bp.blogspot.com/-6PWxZrqCKcc/Tbww2SwpYMI/AAAAAAAAASM/eQUhj17e6dM/s1600/1.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://newcarenginereview.com/wp-content/uploads/2011/01/2011-Mercedes-Benz-SLS-AMG-Engine_newcarenginereview.com3_.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/"><img src="http://www.seriouswheels.com/pics-2008/klm/2008-Mercedes-Benz-SL-AMG-SL-65-AMG-Interior-1920x1440.jpg" alt="Mercedes Benz SLS AMG" title="Mercedes Benz SLS AMG" width="500" /></a><p><a href="http://wakyaticarunique.blogspot.com/"><b>Mercedes Benz SLS AMG</b></a></p><a href="http://wakyaticarunique.blogspot.com/">
<br /></a>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-19718919811700333742011-08-27T00:46:00.000-07:002011-08-27T00:56:11.214-07:002011 mercedes benz<a href="http://wakyaticarunique.blogspot.com/">2011 mercedes benz
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<br /></a>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-40470045158850252072011-08-27T00:36:00.000-07:002011-08-27T00:45:38.907-07:00mercedes 20122012 Mercedes Benz SLK cars picture gallery 2012 Mercedes Benz SLK cars picture gallery
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<br />qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-69501661353049964842011-07-03T22:14:00.000-07:002011-07-03T22:14:01.349-07:00Car Auctions in Japan: An Overview for Car Importers<p>Car importers know that car auctions in Japan are a great place to find low mileage, high quality <a href="http://wakyaticarunique.blogspot.com/"><span style="font-style: italic; font-weight: bold;">used cars</span></a> at good prices. My aim in this article is to help you understand these car auctions in Japan better so that you can make a good, informed decision about whether to buy from them or not, and how the whole process works.</p><p><b>Why consider buying from Japanese car auctions?</b></p><p>This is a good place to start. After all, right now where you sit reading this article is probably many thousands of miles away from Japan. So why would you want to import cars from a country so far away?</p><p>There are two excellent reasons to consider buying cars from used car auctions in Japan.</p><p>First of all, the selection is immense and you can view all these cars remotely online. Auto auctions outside Japan may typically have a few hundred used vehicles, but only the tiniest auction in Japan would have such a pitiful selection.</p><p>In terms of individual auction locations, we are usually talking about over 1,000 cars per location, and sometimes over 10,000 cars (in the case of USS Tokyo) all in one place and being auctioned there weekly. Put all these individual car auctions together on the Internet, and over 30,000 on a single day is really not at all unusual.</p><p>So there is a huge breadth of choice. But that is not all. There is also a great depth of quality. The fact is that Japanese people just do not drive as much as people in other countries. An excellent public transport system and high levels of neighborhood walkability, in addition to the simple fact that urban driving speeds in Japan are incredibly low, all works together to keep people from using their cars very much.</p><p>Then on top of this the Japanese are fastidious in caring for their vehicles and yet it does not take long before the car they have seems old to them and they want a new one.</p><p>So, cars that are low mileage and well maintained are a dime a dozen. But the ironic thing is that the Japanese themselves are really not into secondhand items, so they don't really want these used cars for themselves.</p><p>You can see where this is going: The car auctions in Japan have a great selection of great condition, low kilometer cars, but the Japanese people are really not that interested in buying them, so prices are relatively low and there is all the more opportunity for buyers from outside Japan to compete.</p><p><b>Car auction groups and locations in Japan</b></p><p>In Japan individual auctions are rare. They are usually part of a larger auction group. Here are just some of the more prominent groups:</p><p>USS<br />TAA (Toyota)<br />Honda<br />JU<br />JAA<br />CAA</p><p>USS Tokyo is the largest single used car auction location in Japan. This car auction runs once a week on Thursdays, and at peak season can have up to 20,000 vehicles all being auctioned on one day.</p><p>One auction group that does not have multiple auction locations (called kaijo in Japanese) is Aucnet, who hold their auctions on Mondays. Their model is a little different in that they do not have a physical auction house where all the cars are gathered.</p><p>Instead, they send out inspectors to car dealers who then keep their cars on their lots until they are sold. Since these dealers are still hoping to sell to a regular consumer at retail price, their reserve price at auction is often a little high compared with what a similar car might fetch at a regular auction.</p><p><b>How can you access the car auctions in Japan?</b></p><p>So far, so good. But wait a minute: How on earth are you going to be able to get a car from some used car auction way over there in Japan? You don't know anyone there. You don't speak Japanese. Even if you could buy the car, how would you ship it?</p><p>You need a Japanese car exporter to help you with this one.</p><p>Car exporters in Japan are set up to handle the process of bidding at the Japanese car auctions, transporting the car from the auction to the port, doing the paperwork and shipping the car over to you.</p><p>There are many car exporters shipping used vehicles from Japan, so this then begs the question of how you find yourself a good one. After all, we are not talking about trivial sums of money here, so it is vital you find one who is going to do a good job for you.</p><p>Here are some things to look for:</p><p>How many auctions can you buy from, and can you access them all from one place online?<br />Can you deal with a native English speaker who is also fluent in Japanese? (Nothing is more stressful than trying to overcome language barriers.)<br />Does this exporter offer professional translations of the car auction inspector's reports and help you really understand the condition of the cars in the auction?<br />Does the exporter in Japan have good communication skills, keeping you in the loop about what is happening with your vehicles so you don't worry?<br />Does the exporter work hard to ensure your cars get to you from the car auction in Japan as quickly as possible?</p><p><b>Who will bid for you at these car auctions in Japan?</b></p><p>In order to buy from a car auction in Japan, the first thing you need is to be a member of that auction.</p><p>This usually entails being a registered business in Japan as well as having property as collateral and having a guarantor. This precludes regular consumers accessing these car auctions directly, so they tend to be a place where Japanese car dealers and Japanese car exporters buy at wholesale prices.</p><p>Japanese car exporters are usually registered Japanese companies and therefore have access to the car auctions in Japan.</p><p><b>Japanese car auction vehicle inspections</b></p><p>Car auctions in Japan have a strict inspection regime. Obviously the quality of the inspection can vary a little between auction houses since they are independent companies, but in general the grading system they use is very similar and easy to understand.</p><p>The cars and other vehicles are registered for the following week's auction, after which they are inspected by inspectors who are qualified mechanics.</p><p>Now, it is important to bear in mind that these inspections are very thorough, but they do not involve any dismantling of the vehicle, nor do they involve test-driving it. They will often pick up mechanical issues very well, although problems which would only come to light if the vehicle is driven at anything more than the kind of speed you would expect in a parking lot can be missed. This is no fault of the inspectors, just a limitation of an inspection that does not involve a road test.</p><p>The inspector writes his report on an auction sheet. He gives the car an overall grading as well as a grading of the interior quality. He also writes details of issues that he has found. Some comments he writes in Japanese, and then issues like scratches and dents that relate to the car's exterior condition, he writes on the "car map" - a diagram of the exterior of the car.</p><p>Remember you should not need to just rely on the overall grading when buying from Japanese car auctions: A good car exporter should give you detailed translations and help you understand what the Japanese car auction inspector has written on his report.</p><p><b>How does bidding work in these car auctions in Japan?</b></p><p>As we have noted above, only members of these auto auctions can actually bid. They do so in two ways: Either at the auction location (kaijo) itself, or online from anywhere.</p><p>The computer bidding system is the same whether bidding at the auction house on one of their machines or remotely online.</p><p>Bidding is very fast. Generally a car will be sold in anything from 10 to 45 seconds or so. The actual process may just look like pressing a button in a video game, but there is a real art to doing it right to avoid paying too much for a car - or equally letting it get away by holding back too much.</p><p>Sometimes cars will fail to meet their reserve price and bidding is stopped. It is then possible to make offers to the seller under the auspices of the car auction. Fewer cars sell in negotiation like this than are sold in live bidding. A good Japanese car exporter will handle the process of live bidding and negotiation seamlessly to get the best deals for his customers.</p><p><b>What happens after the</b><b> car is won at auction?</b></p><p>After a car is bought at a Japanese car auction, the first thing that happens is that it is moved by car transporter to the port. Once at the port, the car waits to be loaded onto a RORO ship, or waits to be loaded into a container.</p><p>While the car is in transit from the auction, the car exporter will immediately start looking for bookings on the earliest ship, as well as doing paperwork to de-register the car and pass it through Japan-side customs.</p><p>Once on a ship, the car will take anything from a few days to over a month to reach its destination. This is mainly dependent on the distance of the destination country from Japan.</p><p>The car exporter will send the end customer the Bill of Lading, invoices, the de-registration document and any other documents that the customer requires for importing the car into his or her country. These import regulations vary from country to country so it is vital to check them before buying anything.</p><p><b>Conclusion</b></p><p>Car auctions in Japan can be a great place for car dealers and car importers around the world to find really good quality used vehicles at lower prices than they would expect to be able to find locally. The huge numbers of used cars in the Japanese car auctions that can be viewed online is another great plus.</p><p>The key to doing this successfully is to find a top-notch Japanese car exporter who both can communicate well, and also steer you safely through the process of buying from the car auctions in Japan.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>If you enjoyed this article and would like to learn more, I have a huge amount of in-depth articles and videos covering every aspect of buying from the <a target="_new" href="http://www.integrityexports.com/">car auctions in Japan</a>, including details about <a target="_new" href="http://integrityexports.com/japanese-car-auctions-overview/japanese-car-auction-inspectors-reports/">Japanese car auction</a> inspections on my company website.</p><p>About the Expert Author</p><p>Stephen Munday has 12 years experience living and working in Japan, including 5 years buying from car auctions in Japan for customers around the world. His company, Integrity Exports, was set up with the goal of making buying from Japanese car auctions a stress-free and smooth experience.</p><p>This article is (c) Stephen Munday 2011. Permission is only given to reproduce this article in full with the URLs correctly hyperlinked and with the authorship and copyright correctly attributed.</p>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-5793242311110241932011-07-02T22:14:00.000-07:002011-07-02T22:14:00.476-07:00Researching Used Car Prices on the Internet<p>No sooner have you started searching for car prices on the Internet, your head will be spinning with <a href="http://wakyaticarunique.blogspot.com/"><span style="font-weight: bold; font-style: italic;">competitive car</span></a> prices and promises of prompt delivery, dedicated customer service response, and huge discounts. Are all of those promises and claims to be believed? Your guess is as good as mine, if you want the truth. But then, there are ways to help you find the less unscrupulous ones on the Internet and bring you honest-to-goodness car prices that are well worth your time and money.</p><p>There are tons of car and used car websites where you can research on car prices on the Internet. Some of the more popular ones are <a target="_new" rel="nofollow" href="http://www.cars.com/">http://www.cars.com</a>, <a target="_new" rel="nofollow" href="http://www.invoicedealers.com/">http://www.invoicedealers.com</a>, <a target="_new" rel="nofollow" href="http://www.autoweb.com/">http://www.autoweb.com</a>, <a target="_new" rel="nofollow" href="http://www.carsdirect.com/">http://www.carsdirect.com</a>, <a target="_new" rel="nofollow" href="http://www.edmunds.com/">http://www.edmunds.com</a>, <a target="_new" rel="nofollow" href="http://www.autos.com/">http://www.autos.com</a>, <a target="_new" rel="nofollow" href="http://www.car.com/">http://www.car.com</a>, and <a target="_new" rel="nofollow" href="http://www.autousa.com/">http://www.autousa.com</a>. These websites are, essentially, websites that lets car sellers and dealers post their cars and used cars for sale together with the car prices that they are willing to sell the car for. Car buyers will log into the website looking for the car that they want and when the sale goes through, the car seller and car buyer will perform a transaction and the website gets a cut and the car seller gets the rest. The car prices consist of the price of the car, the commission of the seller and the commission due to the listing website. Well, that’s if we assume that there are no other parties involved in this transaction. If there are more people stuck in the middle trying to make a quick buck out of the car sale, the car price will hike up accordingly.</p><p>If you already know the make and model of the car you’re interested to purchase, the only thing left to do is to go to those car listing website, search through their database, check out the car prices they have there and compare the car prices they have with the ones in other websites. Don’t forget to compare the car prices with the local car dealer and used-car dealer too, just for good measure. You’ll be surprised, sometimes, the local car dealer may have better car prices for you. if not, perhaps the used car dealer may have a fabulous deal in store for you with a car with an unbelievable price and in perfect condition (not the banged-up, knocked-around, and shabbily fixed-up) kind.</p><p>Comparing car prices is important. You can do this with a spreadsheet like Excel file. This is easy but if you are going to take your own sweet time researching the car prices, make sure you mark down the date you extract the prices. Car prices go up and down faster than you can imagine. Try find car prices at <a target="_new" rel="nofollow" href="http://search.ebay.com/car_eBay-Motors_W0QQsacatZ6000">http://search.ebay.com/car_eBay-Motors_W0QQsacatZ6000</a></p><p>When researching car prices, the more important thing to ensure is the condition of the car. One of the ways to determine if the car price is worth it is to take a look at the picture of the car, if personal examination is not possible at that point in time. However, pictures can be manipulated. And some pictures are not genuine, i.e., the picture is not the real car picture of the car that is for sale. So, be wary, keep in touch with the seller and if the seller sounds dodgy, dodge him…or her.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Dakota Caudilla, journalist, and website builder Dakota Caudilla lives in Texas. He is the owner and co-editor of [http://www.great-car-deals.com] on which you will find a longer, more detailed version of this article.</p>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-46566245383669574132011-07-01T22:14:00.000-07:002011-07-01T22:14:01.091-07:00Save Money On Your Next Car<br /> <p>So you reached the stage where you've decided to change your car. But you never seem to have enough money, so you'll have to add to your existing debts. You don't really want to borrow any more because it's such a struggle to repay, but you really need a car</p><p>And now for the good news; it's possible to save money on your next car...provided you know what to do.</p><p><b>1) Using A Loan</b></p><p>Most private cars are bought with borrowed money, either in the form of a personal loan or a special car finance scheme offered by a variety of dealers/lenders. Here's how to get the best finance deal for your new vehicle.</p><p><b>a) Shop Around For The Best Interest Rate</b></p><p>Lenders are always competing for your business. It's a buyer's market, so don't accept anything more than the going rate for someone of your financial status.</p><p>Use the internet to search for the lowest rate available. And bear in mind that lenders are constantly trying to attract new customers with special deals.</p><p>Doing your homework and comparing a range of different deals (always using the APR rate and the overall cost over the life of the loan) will allow you to get the best deal.</p><p>One advantage of using a personal loan rather than a car finance plan is that your loan and the rate of interest you'll pay can be pre-approved before you go shopping. This means that you know how much the loan will cost you before you go shopping, and you won't have to haggle with the car salesperson. The also removes the risk of them being able to confuse you into paying more for your car than you intended.</p><p><b>b) Improve Your Credit Rating</b></p><p>Having a good credit rating is one of the most important ways to save money on car loans (or any loan for that matter). The better your credit rating, the better deals you'll be offered on your borrowing.</p><p>A good credit score = A low interest rate.</p><p>Again, take a look through the internet. There's a wide range of information on how to build up your credit score.</p><p>For now, just remember than it's important to pay all your loans on time (late payments of defaults will damage your credit score). It's also important to keep your overall borrowing within reasonable limits. After all, from the lenders point of view, someone with heavy debts represents more of a risk.</p><p><b>c) Gather Together As Big A Deposit As Possible</b></p><p>The more money you have to put towards your new car the less you'll have to borrow.</p><p>So in the months prior to changing your car, save as much money as you can to reduce the amount that you have to borrow. Every extra dollar you can put towards the deal may save you repaying two dollars.</p><p>It's also important to take your current car into account. The more you can sell it for (or trade it in for), the less you'll have to borrow to fund your new car. So with that in mind, here's how to get the best trade in value.</p><p><br />Take care of your car. Drive it carefully, and keep it well maintained and serviced<br /><br />Before you visit the car showroom, do your research. Find out how much your car is worth. Find out it's trade value and the amount that a garage could sell it for. There figures will give you a rough idea how much the dealer should offer you for your old car<br /><br />Find out how much the dealer is willing to give you for it's trade in value. And if a car dealer offers you a laughable sum for your old car just move on to the next dealership<br /></p><p>Whatever happens, don't haggle hard to get the best deal on your finance and then hand it back to the dealer by accepting a poor trade in value. It's an unwritten rule of the car trade; the less the dealer makes on the sale of a car/the finance agreement, the less trade in value they'll offer.</p><p><b>2) The Fund The Depreciation Trick</b></p><p>I must warn you that this technique is only for people who have an advanced understanding of money and finance.</p><p>If you can't afford to buy your next car, and don't want to pay the high rate of interest on most personal loans or car finance agreements, here's what to do;</p><p><b>a)</b> Choose a car that depreciates as slowly as possible. You can find this information in many car magazines or on the internet. Alternatively, you can work out your own figures using the prices charged for second hand models in your area.</p><p>So let's say you decide to buy a new car that will be worth 66% of its value after three years (assuming it stays in good condition and covers an average amount of miles). That's great.</p><p>It costs $30000. So you could get a personal loan at perhaps 8%, which might cost you $1100 per month over three years. But that seems rather steep, so you move on to the next stage of this idea.</p><p><b>b)</b> Take a personal loan to cover the cost of the depreciation over the period you plan to keep the car. The car costs $30000 and will be worth $20000 when you sell it three years later. The depreciation will cost you $10000 over three years.</p><p>So you take a personal loan for $10000 over three years at a cost of $367 per month and move on to stage three.</p><p><b>c)</b> Fund the rest of the cost by extending your mortgage on an interest only basis. The car costs $30000, you have $10000 from your personal loan, which leaves $20000 to find.</p><p>As a mortgage is secured borrowing (less risk for the lender) the interest rate is much lower. Assuming a low mortgage rate, another $20000 might cost $130 in interest per month.</p><p>Overall, it will cost you $497 per month to fund your car using this method.</p><p>Now you'll notice that mentioned an interest only mortgage. This was to keep the cost of the loan down. All you need to do is to keep the debt from getting any bigger until you sell the car.</p><p>Three years later when you sell the car for $20000, you can use that to reduce your mortgage and get back to the position you were before you got the car.</p><p>So instead of it costing you $1100 a month (or an average of $544 a month when the sale price of the car is taken into account $1100 x 36 = $39600 - $20000 = $19600/36 = $544) throught the personal loan route, it will only have cost $497 each month. Saving an average of $47 per month (or $1692 over the three year period), and making it much easier to meet your monthly repayments.</p><p>In effect, what it does, is to save money by temporarily shifting the bulk of the price (the retained value) over to a long term loan (your mortgage) at a lower rate of interest, until you can repay it by freeing up the value of the asset (selling the car).</p><p>At the same time, the short term loss (the depreciation over 3 years) is repaid over the short term (three years) using the personal loan.</p><p>As I said, this is an advanced technique, but it will save you money on your next car. But let me say four things;</p><p><b>One:</b> Only use it if you don't have the money to buy your next car and don't want to pay the high interest rates of a personal loan/car finance agreement.</p><p><b>Two:</b> It will only work if the value of your property is enough to allow you to increase your mortgage.</p><p><b>Three:</b> It also increases the risk that you won't be able to pay your mortgage and your home will be repossessed.</p><p><b>Four:</b> And there's the risk that your could lose money if your car is written off and you don't receive adequate compensation (but the same could happen if you borrow money to buy a car, regardless of how you borrow it).</p><p><b>3) Stay Ahead Of The Game</b></p><p>The ultimate way to save money on your next car is to be in a position to buy it without a loan. And that's not as far fatched an idea as it might sound.</p><p>The idea is to gradually save money over the years that you keep the car, so that by the time you come to sell it, you'll have enough money (along with the trade in value of your old car) to purchase your next car outright. You then repeat the process with the next car.</p><p>Let's say you have a car worth $20000. You plan to keep it three years, by which time it will be worth $12000. Now allowing for inflation, your next car might cost perhaps $22000. That means you have to build up $22000 - $12000 = $10000 over the next three years. You will then be in a position to buy your next car without having to borrow any money.</p><p>This means you'll have to save $270 a month ($10000/36 = $278) over the next three years. Open a special bank account and keep it specially for the purpose of renewing your car. Add a certain amount to it every month and you'll never have to waste money on a car loan again. It's also a good idea to choose a car that will hold as much of its value as possible during the time that you keep it.</p><p>But you may have noticed a slight problem with this idea. After all, if you have to repay a car loan every month, it's going to be difficult if not impossible to save another $270 a month.</p><p>But there are two ways to get ahead of the game.</p><p><b>a)</b> Save as much as you can each month, so that each time you change your car, you have to borrow less. Over time you'll reach the position where you don't have to borrow to buy a car.</p><p><b>b)</b> Once you finish repaying a loan that you used to buy your car, keep it for as many years as possible. During that time, keep saving the money that you were using to repay the loan each month.</p><p>A example should help. You buy a car for $10000 using a three year personal loan for $367 per month. So after three years you own the car and have repaid the loan. So instead of changing the car or using the freed up income for other purposes, keep paying it into a different account for your next car.</p><p>After three more years you should have nearly $14000. That should be enough to replace your car with a similar size and model without using a loan. You are then ahead of the game.</p><p>All that's left is to work out how much to save each month for your next car. Just use the following figures;</p><p><br />Decide how long you want to keep your new car - 36 months<br /><br />How much it will be worth then - $8000<br /><br />The cost of your next car - $17000<br /></p><p>In other words, you need to save 17000 - 8000 = 11000/36 = 305. So allowing for interest on your savings, you should aim to save $300 per month. And I can guarantee that you won't resent the cost each month, especially when you know it's going to benefit you and not swell some lender's profits.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p><b>by Stuart Laing</b> <br><br> Copyright (c) <a target="_new" href="http://www.icanhelpyougetoutofdebt.com">Get Out Of Debt</a>. <br><br> Have you been struggling with debt for as long as you can remember? Are you ready to do something about it? Visit <a target="_new" href="http://www.icanhelpyougetoutofdebt.com">http://www.icanhelpyougetoutofdebt.com</a> for free, impartial <a target="_new" href="http://www.icanhelpyougetoutofdebt.com/debt-help.php">debt help</a> information <br><br> This article may be freely distributed as long as the copyright, author's information and active links are included. <br><br></p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-88823065800301406432011-06-30T22:14:00.000-07:002011-06-30T22:14:00.852-07:00How to Import Japanese Used cars?<br /> <p>Today, more and more people are setting out to buy Japanese used cars. Although most of these used car buyers know everything about cars as well as car buying techniques, but what they are not quite sure of is, "How to import used cars from Japan?" Why Buy Used Japanese Cars?</p><p>Considering the growing popularity of used Japanese cars, the most pertinent question that arises is, "Why do people have preference for used Japanese cars?" One of the foremost reasons for favoring Japanese used cars is that since innumerable years, Japan has been a leader in car manufacturing. Japanese cars as Toyota, Nissan, Honda, Mitsubishi, Suzuki and Mazda are famous throughout the world for their excellence, value and steadfastness.</p><p>Another reason for opting for Japanese used car is the wide assortment of car models that are available for selection, and almost all of them come with ultra-advanced features such as power steering, air bags, air conditioning, power windows and high performance engine.</p><p>One more reason why buying used Japanese cars is worthwhile is that they are maintained in excellent condition, both cosmetically and mechanically. World-class public transportation system, heavy traffic conditions, high toll and parking fees, and stringent rules of Japanese government with regards to proper maintenance of car safety system are some primary reasons why Japanese cars are used infrequently, and hence, are technically sound.</p><p>Where to Buy Japanese Used Cars?</p><p>Once, you're convinced that Japanese used cars are the best; the primary question that impinges your mind is, "Where to buy used Japanese cars from?" There are several dealers and exporters who supply Japanese used cars, you can easily purchase your used Japanese car from them. However, in reality all these people get the used cars from major auction houses.</p><p>These auction houses get used Japanese cars from two main sources. Firstly, from Kaitori Shop, which concentrate on purchasing cars from individuals who sell their Japanese used or new cars to fulfill their urgent monetary needs, and secondly, from car dealers, who trade in used Japanese car for a new model. Thus, auction houses have a wide variety of used Japanese cars, and all of them are available at very low prices to professional buyers such as dealers and exporters. Hence, it would be a better proposition to buy your used Japanese car directly from such auction houses rather than obtain it from intermediate dealers and exporters.</p><p>However, you cannot purchase Japanese used cars directly from auctions because you cannot become a member of these auction houses. Only used car dealers and exporters, who have a license to do business in used cars, can apply for the membership. Furthermore, there are several strict contract terms that have to be followed when applying for the membership. Nevertheless, there are several used car exporters as [http://www.auctiondirectjapan.com], who provide "Auction Agent" service, that is, purchase Japanese used cars from auctions or from One Price (for sale at fixed wholesale price, until the next auctions). They also handle all the necessary procedure for shipping Japanese used cars.</p><p>How to Inspect the Condition of Used Japanese Cars?</p><p>When you buy used Japanese cars from online auction houses, using an "Auction Agent", you would neither get a chance to inspect your Japanese used car from close quarters nor you would have the privilege to test drive the used car before purchasing it. Hence, to know more about the condition of the car, you would have to depend solely upon the 'Auction-Sheet', which is nothing, but a car evaluation sheet prepared by the auction house.</p><p>Although all auction houses have different criteria for measuring the condition of the Japanese used cars, but some parameters are the same. For instance, they allocate grades 2 to 5 or 6 to S for the condition of car exteriors, and grades A to C for the state of car interiors.</p><p>Apart from external and internal condition, mileage is the next most crucial factor that used car buyers' worry about. The auction houses take care of this aspect. The seller is compelled to divulge the correct mileage. If the owner rolls back the mileage to hide the true figures, he is severely penalized by the auction house.</p><p>Another worrisome aspect related to Japanese used cars is the accident record. Even though it is difficult to ascertain this fact, but the auction houses have the ways and means to extract the truth, and the details are given in the auction sheet.</p><p>How to Import Japanese Used Cars?</p><p>Most used car buyers hold the opinion that it is usually difficult to import used Japanese car. Nonetheless, importing used cars from Japan is not at all difficult if you know the correct process. Here is a glimpse of the entire procedure that is put into practice while importing Japanese used cars.</p><p>1. Find out details about every law dealing with import of foreign cars in your country.</p><p>2. If you haven't found the right used Japanese car as yet, then you would have to send a request to the dealer to find the right car for you first.</p><p>3. Before giving a confirmation to the exporter/dealer (Auction Agent) to buy the used car, you should (1) check recent market price of your favorite car, which is usually provided by Japanese used car exporter or dealer (Auction Agent); (2) read the auction sheet very carefully; and (3) decide your budget to bid from auctions or purchase from One Price.</p><p>4. The next step is to make the payment. Before issuing the check, you should verify the authenticity of the exporter/dealer. This can be done in two ways: (1) by getting the company registration number and address confirmed at Japanese embassy in your country, (2) by checking if your exporter is a member of JUMVEA (Japan Used Motor Vehicle Exporter Association), which is the most reputable organization in the Japanese used car export industry, and is officially accredited by Ministry of Economy, Trade and Industry of Japanese Government.</p><p>5. On arrival of the used car in your country, you would have to reproduce the documents that the exporter/dealer has sent to you. Thereafter, you would have to complete a few official procedures as paying import tax, getting your Japanese used car tested and insured etc. Once, you do that, you can drive your used Japanese car home.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>About the Author</p><p>Sadayoshi Miyakuni, CEO of M's Crew Co., Ltd. who runs [http://www.auctiondirectjapan.com]</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-13753010762744577282011-06-29T22:14:00.000-07:002011-06-29T22:14:00.323-07:0011 Tips For Buying a Used Car<p>If you plan to buy a car at a used car lot, a car auction, or through an individual, it is unlikely that you will get completely honest answers to all your questions. So, what can you do? Well, certainly, don't despair!! Let me give you several weapons that you can use against the <a href="http://wakyaticarunique.blogspot.com/"><span style="font-style: italic; font-weight: bold;">automobile</span></a> industry.</p><p><b>Get A Paint Meter</b></p><p>With one of these paint meters, you can detect paintwork or factory original tape. It will also show bondo-body puddy or replaced metal. And very few car salesmen will even know what you have!! At the very least, the salesman's eyes will bug out when you ask him why the car you are interested in was painted. Was it because of an accident or just repainted to make it look good.</p><p>Remember that 99% of all salesmen do not know what goes on behind closed doors - otherwise known as the business end of the auto business. They are there simply to sell a car for every penny that they can squeeze out of the public buyer.</p><p>Why do I suggest that you get a paint meter? Because repainting a car is a very prolific practice in the auto business. I can not prove it, but if I had to make a guess how many cars sold to the open market via dealership have paint work done to them, I would guess at LEAST 40%. Every week, I personally see thousands of cars lined up at the "paint shop" to be repainted. This "paint shop" is located on the auction grounds and is otherwise known as the recon-facility.</p><p>Not every car is being fully repainted. Most are having their bumpers repainted. It makes sense to have the bumpers repainted because, though the rest of the car is flawless, the bumpers are often scratched up pretty badly. Next time you visit a dealership, notice how many of the bumpers are flawless - not a scratch on them even though the car is three years old.</p><p>The problem comes in with the dealers. Many retail dealers have the audacity to lie and claim that their cars are original. And people believe them because the work is just too nice to have been repainted. Do you know what the average price is to have these bumpers repainted? A mere $200. Perceived value by the public and exploited by the retail dealers? Thousands of dollars.</p><p>Well, if you have a paint meter, then you will know the truth. So, what is my policy on repainted vehicles? If the car was properly repainted and done so professionally - a factory repainted process - then I have no problems buying the car. A professional paint job would make the car look the way it did the day it rolled off the assembly line.</p><p>The point of the paint meters is to give you more inside information than what Carfax discloses. Just because it does not show up on Carfax does not mean that the car is free of any negative history.</p><p><b>Determine The Warranty Time</b></p><p>You have to determine the correct warranty time and can do this by checking the drive side door and seeing when the car was manufactured. It will give a date like 5/11/99.</p><p>Let's say you are interested in buying a 2000 Nissan Maxima with just 22,000 miles on it and it is currently September 29,2002. You ask the salesman or the neighbor that you are buying the car from what the factory warranty is and he tell you 3 years or 36,000 miles. What many people fail to realize is this: a 2000 model is actually 3 years old!!!!</p><p>Don't believe me? Let's count the years: 2000, 2001, 2002.</p><p>I see people making this mistake over and over. And to make matters worse, when you open the driver side door and it says manufactured in 5/11/99, the warranty starts within 3 months of THAT date!! So really, what you have is a warranty that started in the middle of 1999!!!</p><p>And then you need to check to see whether the warranty even transfers to you at all. Some manufacturers allow up to triple transfers of owners with the warranty intact and some do not. The best way to check is to call the dealership and find out. You can also have them run a VIN check to let you know the status of the warranty on that car.</p><p><b>Open the Oil Cap</b></p><p>This is good for everyone, but especially for those of you buying an older car. Open the oil cap and look at the cap carefully. If there is sludge (thick black goop) on the back of the oil cap, it means the oil never got changed---or not often enough!! Do NOT buy the car!!</p><p>If there appears to be a caramel color syrup goop on the cap, it means that the anti-freeze is leaking into the engine. This is terminal cancer to an engine, so do NOT buy the car.</p><p>The problem with this tool is that most dealers know about this, too, and know to clean up the cap and change the oil so that everything "looks" fine.</p><p><b>Ask For a Cold Start</b></p><p>When coming to look at any car, request to be able to start the car cold. This means that the engine has been at rest for a minimum of 12 hours, but preferably 24 hours.</p><p>Why? When starting cold, a lot of problems with the motor can be seen and heard. If you hear any sounds that are not "normal, like loud clanking or scraping noises, that go away when the car gets warmed up, do NOT buy it without a thorough check by YOUR mechanic.</p><p>If you see a lot of blue smoke on a cold start, this means that the car is burning oil. If it blows out white smoke, then there is anti-freeze in the engine. These are NOT good signs!!</p><p><b>Check The Compression of the Engine</b></p><p>You can check the compression of the engine simply by revving the engine while in neutral and looking at the RPM's. A RPM's of a car with good compression will go up quickly and back down quickly. If the car has trouble getting the RPM's up or when they do get up come down very slowly, then the engine is losing compression. Do NOT buy it!!</p><p><b>Know The Loan Value On The Car</b></p><p>Finding out what the loan value for the car you want from the current year models to 5 year old models is essential to knowing what a good wholesale price is. Call the bank to get the loan values. This helps you to determine what price you want to pay.</p><p>You also need to get the appropriate mileage deductions built in. The mile deduction is 12,000 per year. So, if a car is 5 years old, then the mileage deduction is 60K. If the car is 3 years old, then the mileage deduction is 36K.</p><p>Always try to buy cars with the appropriate mileage deduction on them. Knowing what the loan value is lets you know pretty closely what the dealer paid for the car.</p><p><b>Be Sure That The Vehicle's Body Is Straight</b></p><p>Stand behind the vehicle and check to see if the rear wheels line up squarely behind the front wheels and that the body is angled properly. If the car seems slightly off-center or even crooked, it's a sure sign that the car was in an accident and its frame is bent.</p><p><b>Check For Water and Flood Damage</b></p><p>According to the American Automobile Association, there are thousands of used cars on the market that have been victims of floods and other types of water damage. So:</p><p>*Check for dried mud in cracks and crevices under the hood or behind trim panels inside the car</p><p>*Notice any damp or musty odors in the vehicle</p><p>*Look for any newly replaced carpeting or upholstery.</p><p>These are all clues of water damage.</p><p><b>Look Under the Vehicle</b></p><p>Check for any fluids that might have leaked out onto the pavement. If you see a small puddle or damp spot of oil, water, or some other fluid, the car may have expensive-to-repair mechanical problems.</p><p><b>Check The Odometer</b></p><p>The "normal allocation" is 12,000 to 15,000 miles per year. If the car has unusually high mileage for its age, you may want to consider another vehicle.</p><p>If the car has unusually low mileage, you may have reason to be suspicious. Odometer tampering is a widespread and difficult-to-prove crime.</p><p><b>Have Your Mechanic Inspect The Vehicle BEFORE You Buy It</b></p><p>Your mechanic will be able to tell you what repair work the car needs now and what repair work it may need in the future. Having your mechanic inspect the car before you buy it is one of the best things you can do to insure that you're not getting a "lemon." If the seller won't allow your mechanic to look at the car, you should be highly suspicious.</p><p>By purchasing a used car you can save a lot of money. You may be able to buy a loaded model with all the bells and whistles that you couldn't afford had you bought a new car. However, buying a used car can be a gamble. You can breathe easier when you follow these tips.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Teri Clark is a published author in the field of real estate, finance, and investing. Her interest in the new and different has also led to a successful online writing career. Of her five published books through Atlantic Publishing, 301 Simple Things You Can Do To Sell Your Home Now and For More Money Than You Thought was a 2007 Eric Hoffer Award winner as well as a Finalist in the 2007 USA Best Books Awards, How to Open & Operate a Financially Successful Redesign, Redecorating & Home Staging Business was a Finalisit in the 2008 USA Best Books Awards, and Private Mortgage Investing won an Honorable Mention in Foreword Magazine's 2006 Book of the Year Award. Learn more about Teri at <a target="_new" href="http://teribclark.com/">http://TeriBClark.com</a></p>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-44767671167923482442011-06-28T22:14:00.000-07:002011-06-28T22:14:01.130-07:00Protect Your Ride - How To Choose A Car Seat Cover<br /> <p>If you are one of those people who are highly obsessed with one's car or if you are one of those obsessive compulsive types who freaks when it comes to everything then a good car seat cover will ensure the protection of your car seat! Protection from any dirt or stain will be a good thing as it means you will have to clean the inside of your car less.</p><p>1. Incredible Protection</p><p>Sellers of car seat covers actually suggest that a great car seat cover to buy is a custom-fit car seat cover for your car. Why? Because a custom-fit car seat cover will be able to protect your beloved car from any dust or stains and it will also keep your car into looking like show-room new. If you will be strict at keeping your car's car seat cover on, it will surely be able to bring it all sorts of positive effects for your car.</p><p>2. A Custom Job Is Best</p><p>It is best to have some custom-fit car seat covers be made for your car since not all car seats are created with the exact size proportions. A good car seat cover should ensure that there is a snug fit yet not too tight since it will not be good for your car seats either. A lot of people who want custom-fit car seat covers for their cars actually wants to customize the car seat covers a little farther by being able to have the liberty of picking out whichever car seat cover would they want to have as well as the kind of fabric that they want to be used on their car seat cover as well as if ever they're being adventurous, the type of pattern or design that they want their car seat cover to have.</p><p>There are all sorts of car seat cover options that it is really quite easy for a person to get overwhelmed. So when it comes to shopping for a car seat cover it is best to step back a bit, relax and clear your head from all sorts of distractions. This is not really being over dramatic since shopping for a car seat cover is a fairly important decision that you would not want to waste your hard earned money on.</p><p>3. Fabrics</p><p>Leather, is extremely popular when it comes to making car seat covers because it looks elegant and classy inside the car. If you have a beat up old jalopy then it is best to reconsider since it may look weird inside old cars and won't be a good return on your money should you ever choose to sell the car (unless, of course, it is a classic car). Another good point to consider when it comes to choosing leather as a car seat cover is that some cars when left under the sun for too long easily absorbs heat. The heat will be stored inside the car and some leather materials (maybe the fake ones) can actually be extremely hot to sit on. You will actually have to wait awhile before you will be able to sit inside your car or you could just endure the blistering heat since after around 30 minutes or so the air conditioning inside the car will be able to dissipate the extreme heat.</p><p>Other good notes to consider when it comes to buying car seat covers is to actually have the color of your car seat cover not clash with your car's exterior paint color. When in doubt, choose neutrals like black, gray, or white. Remember, you will actually be spending a bit more when it comes to having your car seat cover custom made. Still it will be really worth if you are able to come up with the best possible car seat cover for your car.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>For more great car cover related articles and resources check out <a target="_new" rel="nofollow" href="http://www.coverhub.com">http://www.coverhub.com</a></p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-53251777587341041912011-06-27T22:14:00.000-07:002011-06-27T22:14:00.351-07:00How to Find a Good, Clean, Used Car and Pay Less<br /> <p><b>How to buy a Car</b></p><p>Buying a car is usually our second biggest investment after our home purchase and most of us will do it more than once in our life.</p><p>There is something emotional about cars, it represents our taste and style, our economic status and our character. Some women even claim that a car is a man's extension of his reproductive organ. One the other hand (the good hand:-) there are women out there that might express their exhibitionism and extravagance by choosing to drive a red flashy car for the whole world to notice them. Both sexes would agree they sometimes feel they "fall in love" with a certain car model.</p><p>There are people who get very existed from a small scratch on the cars lower side, as if it were their own skin. The beauty of the car, its aerodynamics shape, the gadgets inside, the seats the feel of it all play a major part in our decision making.</p><p>In our modern life it's almost impossible to function without one and it's expensive to acquire, to finance and to maintain.</p><p><b>Buying a Used Car</b></p><p>The question I would like to bring up here is whether it's wise to buy a used car or to make an additional effort and buy a new car.</p><p>If you look at it purely from an economical stand point then it's quiet obvious that due to the fact that you miss out on the heaviest depreciation hit the average car absorbs in the first two and three years it's wise to buy a used car. A car of two or even three years on the road is basically a new car and in some cases didn't even finished the manufacturers original bumper to bumper warranty. (Not included labor:-(</p><p>On the average you might save on a used car anywhere between</p><p>$3,000 to $8,000. In case you know how to do it via a car dealer that will buy the car for you at a car auction limited to car dealers only (for a couple of hundreds of Dollars commission(you might even get a real bargain.</p><p>Another good reason to buy a used car is the fact you can put your hands on a bigger or better or in other words more car for the same budget as the new smaller car would have cost you.</p><p>More and more manufacturers offer "certified pre-owned" programs. Cars sold as certified pre-owned (CPO) bridge the gap between new and used. They are subject to a rigorous inspection and repair process, and usually are covered by a warranty from the manufacturer. CPO cars will usually cost a bit more, but the added warranty and peace of mind makes them a good value.</p><p>Where do you get the market value of the cars, that's pretty easy, all you have to do is follow this link: Blue Book -</p><p>When purchasing a used car you should protect yourself from buying a flood damaged vehicle by doing a little research and by having the vehicle thoroughly checked by a mechanic. Rain, thunderstorms, swelling rivers and seasonal hurricanes hitting the coastlines all contribute to flooding disasters that can mean serious water damage to vehicles in those areas.</p><p>Water damage from 1999's Hurricane Floyd ruined approximately 75,000 vehicles and more than half of those ended up back on the road. Tropical Storm Allison damaged another 95,000 in 2001 and Hurricane Ivan left more than 100,000 vehicles water-logged. The numbers for Hurricane Katrina are expected to skyrocket above half-a-million and safety experts warn that many of these flood damaged vehicles also will be dried out and offered for sale. Hurricanes and tropical storms, however, are only part of the problem.</p><p>Flooding can occur throughout the year and in any part of the country; however, auto industry analysts caution consumers that the risk of buying a flood damaged car is not limited to these areas. Flood damaged cars are often repaired cosmetically, and moved to adjacent states or even across the country where they are sold to unsuspecting consumers. These floodwaters can cause damage to vehicle computer and electrical systems, as well as potentially causing anti-lock braking and airbag systems to malfunction. World Trade Center Damaged Cars, thousands of cars were damaged in New York City on 9/11/2001. It's a prime example of disasters having long term effects other than the initial death and destruction. These cars will no doubt be salvaged, rebuilt, sold at car auctions and have their titles rebuilt, most likely out of state.</p><p>An important help is the nationwide history data base of the cars in terms of damages, salvaged, lemon, flooded, fraud, accidents, rental etc' you can look it up at: [http://www.carfax.com/]</p><p>In addition it's recommended you have a mechanic check it out - A certified, trusted mechanic will test the electrical and safety systems, two of the major components that water can affect. They can also look for signs of water damage that may not be visible to the untrained eye.</p><p><b>Car Donation</b></p><p>It is estimated that every year, more than a million Americans donated their cars. Why do they donate their car? Well, few reasons: A. The proceeds go to charity organizations and it provides for the donor a good feeling of contributing to society. B. its tax deductible (Less than it used to). C. The car is being towed or driven away by the company who arranged the deal.</p><p>Unfortunately, whether through ignorance, confusion or greed, a substantial percentage of car donors have been deducting the full "suggested retail price" - what a dealer would get for reselling your trade-in instead of the fair market value. That's far more than the IRS had intended, costing the government millions in lost tax revenue.</p><p>The charities weren't making much, either. Most of the donated cars were sold by the charities for a pittance at auction, and middlemen who administered the programs on behalf of the charities took a large percentage of those meager profits.</p><p>So IRS changed the rule last year. From now on, if your car is valued more than $500, the deduction is limited to the charity's actual selling price. The donor must attach a statement of sale to the tax return in order to receive the deduction. (The charity is obligated to provide the statement within 30 days.) You are not entitled to know the deduction amount before donating your car. Although the IRS has closed the loophole in the law, there is still a way to deduct full market value of your vehicle: If the charity uses the car itself to further its specific purpose.</p><p>Additional resources:</p><p>- If you want to get extended warranty look at: <a target="_new" rel="nofollow" href="http://www.carbuyingtips.com/warranty.htm">http://www.carbuyingtips.com/warranty.htm</a></p><p>- Used Car Values at: <a target="_new" rel="nofollow" href="http://www.cars.com/go/index.jsp">http://www.cars.com/go/index.jsp</a></p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>------Author Resource Box - Must be Included with your copy----</p><p>MBA - International Trade & Finance - Heriot-Watt University. Bsc. Computers and Information Systems - Long Island University - C.W Post Campus.</p><p>Hobbies: Photography, Cross Country Bikes rides, Hiking.</p><p>Married with two Children.</p><p>Online Profile: <a target="_new" href="http://il.linkedin.com/in/amitlaufer">Israeli SEO Expert</a></p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-85761401486142213392011-06-26T22:14:00.000-07:002011-06-26T22:14:00.325-07:00Choosing the Best Car Moving Company<br /> <p>Changing addresses is not that easy. You would have to move your things from your current location to the next, and you would have to be very careful when you this.</p><p>Problem exists when you would transfer to a new location that is thousands of miles away from your current one. There would be numerous moving companies you could hire for the purpose, but they can only cover home appliances and furniture.</p><p>Your car would be a problem, for sure. Since it is large, it would not fit into any of the trucks of the house moving company. To do the job, you would have to contact a car moving firm.</p><p>Because car moving is not a usual transaction, there are just a handful of car moving companies around. Because the number is not that large, you would surely have a few difficulties hiring a good car moving company.</p><p>However, as always, it would be easy, if you know how. The best car moving company is easy to spot, and you can determine that even before you finally get your car moved.</p><p>Scheduling</p><p>The best car moving company does not promise to do rush jobs. Car moving is a very tedious and delicate transaction. That is why much preparation should be done before the activity is finally executed.</p><p>You can easily spot the best car moving company by the time it asks customers to schedule car moving. Usually, bad performing car movers are desperate to lure customers and would promise to move the car overnight or within just a few days. Very rush.</p><p>In contrast, reliable car moving companies would ask you to schedule the car moving date far ahead, like a few weeks before the intended move. On the average, experts say it would take at least four weeks for a good car moving company to set for proper arrangements for the transaction.</p><p>Arrangements for pick up and delivery and for the mode of transaction could not be appropriately get done within 24 hours, in the car moving industry. If a company promises to do so, then, something must get wrong.</p><p>It can be a rat trap if you are convinced to get the services of such rush car moving companies.</p><p>Safety measures</p><p>Of course, the car moving activity would subject your car to potential wear and tear and handling damages. It is in that regard, that you should demand safety measures. The best car moving company would not wait for you to do so; it would give you the safety provisions long before you even ask for it.</p><p>The best car moving company has an expert inspector who would inspect your car thoroughly before it gets into the car moving truck. He would check if the car is in good condition and would take note of any damage, be it minor or significant, in the engine, in car parts, accessories and surfaces.</p><p>The car mover would also ask you to inspect your car and compare your own inspection to the report generated by the car mover's inspector.</p><p>Insurance</p><p>The best car moving company also has a comprehensive insurance that covers even each of the cars it moves. Of course, your car must be insured itself, but if any damage occurs to your car during car shipping, it is right that the car moving company pays for it.</p><p>Insurance would be a guarantee that the car mover would easily pay for any damage shipment and handling do to the car.</p><p>Delivery</p><p>Your car would be picked up based on your instructions. If you want car movers to pick it up at your garage, consider the width of your neighborhood's roads. If the car mover's truck would not fit in to use your neighborhood roads, you would be asked to drive the car to a designated parking lot, probably in a grocery or other spacious sites, where the car would be transferred into the truck.</p><p>For delivery, you can opt to have it delivered door-to-door or you could pick it up at designated terminal. If you choose the latter, the best car moving company would have a safety terminal or a storage site for cars, where your car would be safely parked while waiting for you to pick it up.</p><p>For your part, pick up your car from the car mover during daytime so you could easily inspect it and spot scratches that may have been acquired during the shipping and handling.</p><p>The best car moving company would not be effective if you would not be cooperative enough. Be sure to be the best client there could be, so the best car moving company could give you the best possible services. That way, your car and you are kept in best condition.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Lee Dobbins writes for <a target="_new" href="http://www.moving-and-more.com">http://www.moving-and-more.com</a> where you can learn more about all aspects of moving from selling your house, to moving your household to <a target="_new" href="http://www.moving-and-more.com/aarch1006/carmovingcompany.html">moving your car</a>.</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-61957700989208121132011-06-25T22:14:00.000-07:002011-06-25T22:14:00.333-07:00Antique Car History<br /> <p>Owning a car is a necessity for many people, but for many other possessing antique cars is a matter of pride and sort of a prestige symbol. Owning an antique car is in most times as costly as owning a new car as there are many people involved who are in the passion of collecting antique cars. Many antique car enthusiasts collect antique cars as a hobby or a memory. But there are several others who collect antique cars as an investment option. For them antique cars are a way to make profit - these people collect antique cars and sell it after some time at a higher price than originally brought.</p><p>Let us look in detail what an antique car is and about antique car history. According to the Antique Automobile Club of America and several other organizations worldwide, an antique car can be defined as any car which is more than 25 years of age. Sometimes it is seen that some classic cars are misrepresented as antique cars, but the real classic cars are those certain specific high quality cars from the pre-World War II era. However antique cars are not profitable to use for everyday transportation, these antiques cars are much popular for leisure driving. Antiques cars which had survived for more than 25 years are considered great survivors. And that's why owning, collecting and restoring such rare antique cars are considered as a well-liked hobby by people all over the world.</p><p>Over the years, the antique car market has seen tremendous changes. During the 1980's the value of antique cars has gone a great boom which lasted for several years. But during the early 1990's there was a great fall in price. Antique car collecting can be a type of gambling. According to antique car experts it is better to collect antique cars when you get one as the antique car market fluctuates from time to time and the future monetary value of antique car is completely unpredictable.</p><p>Most antique car buffs' love to know antique car history before buying any antique car. For them, buying an antique car is more important than buying a new car. They take enough time searching every thing about the antique car before they make a purchase. Antique car experts say that it is better to take a look into antique car history before making a deal. By spending some time in antique car history you can know whether any alterations and flaws are there in the antique car you are going to purchase. These alterations and flaws can make a big change in the value of the antique car. Determining the antique cars status and how much price it worth if you resell it in any later stage is also a good idea before purchasing it.</p><p>As antique cars are those cars which have survived over a period of twenty five years, the antique car history is worth mentioning. If you are an antique car enthusiast check the current position of the antique car you are going to add to your antique car collection. If the antique car is a much fashionable one then the value of antique cars will be highly expensive. If it is not a fashionable one to collect, then the demand will be less and you can obtain it at a low price. The condition of the antique car also influences the value. A good condition antique car will surely cost much more than a poor condition antique car.</p><p>Hence before buying any antique car it is advisable to know the antique car history. Don't forget to determine the antique cars status and how much price it worth if you sell it later. Nowadays there are numerous websites which are providing information about antique cars. Most of these websites features photographs of antique cars and collector's forums. Checking these sites will help you to get a brief idea of antique car history. This will be a plus point for any antique car buffs.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Sonali Sen for <a target="_new" href="http://www.affordableantique.com">http://www.affordableantique.com</a> Read more about Antiques <a target="_new" href="http://www.affordableantique.com/Antique-Appraisals-Certification.html">http://www.affordableantique.com/Antique-Appraisals-Certification.html</a> Copyright 2005 <a target="_new" href="http://www.affordableantique.com">http://www.affordableantique.com</a></p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-64855115161136296382011-06-24T22:14:00.000-07:002011-06-24T22:14:00.716-07:00Used Cars: "Certified" No Substitute for Extended Warranties<br /> <p>Thinking about a used car extended warranty? Nervous about what's under the hood? Used car dealers are feeling your pain all the way to the bank. In an ironic twist, "pre-owned vehicle" dealers have found a way to profit from their bad reputation.</p><p>No, they're not just selling overpriced used car extended warranties anymore. They're charging a 10%-25% markup on used cars "certified" (by them) not to be pieces of junk. The accompanying "certified" used car warranties in fact usually carry much less protection than the best used car warranties, which you can buy yourself online. Who needs a used car warranty if your jalopy is a "certified" machine?</p><p>But even paying 10%-25% more won't eliminate risk. Thorough extended warranties for used cars are necessary, "certified" or not. In some cases, a half-hearted inspection means the certification may not be worth the paper it's written on. Used car problems often only appear months or years after purchase. That's why even for mint used cars, used car extended warranties are essential.</p><p>Worse, "certified" used cars don't always come with any extended used car warranty coverage. When a "certified" used car warranty is included, it usually has much less coverage than a new car warranty. Even most standard pre-owned vehicle extended warranties offer much more protection than most "certified" used car warranties.</p><p>You can almost always do better on your own. An independent inspection and a used car extended warranty provide better peace of mind, often at a lower price.</p><p>Certified Used Car Inspection: Used Car Extended Warranties Still Needed</p><p>The cornerstone of a "certified" used car program is the supposedly super-thorough inspection. There are good reasons to think that the inspection does not replace an independent inspection or used car extended warranty coverage.</p><p>*Are inspections really added value? Don't you wonder why dealers aren't inspecting all their cars before taking delivery themselves? Car dealers aren't idiots, at least not with cars. Anyone who's had to haggle over a trade-in knows that. The big question is whether the dealership will disclose everything it knows. Trust is still an issue with "certified" cars.</p><p>*Certified by whom? Think about it: the same people who are trying to sell you the car are also "certifying" it. Yes, you read right: the "certification" is usually done by the dealership selling the car. If there's any manufacturer oversight, it's often just an occasional inspection of the dealer's inspection.</p><p>*Duplicate inspection. You should have any used car, "certified" or not, thoroughly inspected by an independent mechanic. You're up against an industry that demonstrates about as much trustworthiness as, well, used car dealers. Do not give up your first line of defense.</p><p>*Limits of inspections. No inspection in the world can foresee every possible problem. Oftentimes, something that breaks a few months after purchase really was fine when the car was sold--or was virtually undetectable. When--not if--something gives out, you'd better have a used car extended warranty.</p><p>"Certified" Used Car Warranty Coverage under the Hood</p><p>The implied selling point of "certified" used cars is they won't break. That kind of makes used car extended warranties seem unnecessary. Naturally, some buyers may wonder what will be happen if something does break anyway. In order to ease those inquiring minds, "certified" used car warranties often come included, or are at least implied. Sadly, too few people will inquire further about what the "certified" used car warranty covers.</p><p>*Does certified mean "under warranty"? Not necessarily. The major manufacturers' "certified" programs usually include some extended warranty protection. But oftentimes, "certified" cars sold outside of manufacturers' programs do not come with any extended warranty coverage. If it does break, tough luck.</p><p>*How good's the warranty? The GM Certified Used Vehicle Warranty is only for 3 months or 3,000 miles! Ford offers longer "certified" warranties. But they generally aren't bumper-to-bumper, covering only the "power train." Forget about the little extras like the roof or the doors. Right off the internet, you can buy extended warranty used car coverage that is generally bumper-to-bumper and lasts several years.</p><p>"Certified" Used Cars: Extended Warranties Still Needed</p><p>"Certified" used cars offer two things: an inspection and a used car extended warranty. Arguably, neither is worth the price.</p><p>*Inspection. Let's face reality. The junky used car problem doesn't exist for want of dealer inspections. Lemons get sold for one of three reasons. a) The defect did not show up in the dealer's own inspection. b) The dealer is trying to sell a car whose defects were already known. Or sometimes c) the buyer knows about the defects but is guilty of wishful thinking. In none of these cases will a "certified" inspection provide the protection of an independent inspection and extended used car warranty.</p><p>*Warranty. A "certified" used car will often cost 10%-25% more. For a $10,000 used car, that's $1,000-$2,500. An extended used car warranty from an independent auto warranty company will often cost about the same. But the best used car warranties will provide a lot more protection than "certified" used car warranties. Given that fact, you may end up getting an independent extended car warranty anyway.</p><p>Worst of all, certified used cars come with an expensive risk. They tempt you to let your guard down. Ford even issued a press release headlined "Pre-Owned Vehicle Program Reduces Customer Buyer Beware." As if that were a good thing.</p><p>Of course, in the end, you may buy a "certified" used car anyway. These days it seems there are fewer and fewer used cars that aren't "certified." Just make sure to get an independent inspection and an independent used car extended warranty. "Certified" or not, it's still a used car.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p><b>About The Author</b><br> Joel Walsh, a freelance automotive writer recommends Auto Service Warranty, Inc. Where you can get quotes for used car extended warranties in five-seconds: <a target="_new" rel="nofollow" href="http://www.AutoServiceWarranty.com">http://www.AutoServiceWarranty.com</a> [Publish this article on your website! Requirement: live link for above URL/web address. Use link anchor text: "used car extended warranties" OR leave this bracketed message intact.]</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-21136103895138075472011-06-23T22:14:00.000-07:002011-06-23T22:14:01.058-07:00Consumer Reports: Car Seats<p>A child car seat should be high on your to-buy list. You'll need one to bring your baby home from the hospital and for every <a style="font-style: italic;" href="http://wakyaticarunique.blogspot.com/">car trip</a> thereafter. In fact, hospitals and birthing centers generally won't let you leave by car with your newborn if you don't have one. Every state requires that kids up to 4 years of age ride in a car seat; many require booster seats for older children.</p><p>WHAT'S AVAILABLE</p><p>The major brands of car seats you're likely to encounter are, in alphabetical order: Baby Trend, Britax, Chicco, Combi, Cosco, Eddie Bauer, Evenflo, Graco, Peg Perego, and Safety 1st.</p><p>There are also car beds for preemies and other very small newborns if there's a concern that a car seat may not provide a secure fit or that it may exacerbate breathing problems. In addition, there are specially designed car seats for children with physical disabilities. Every model of car seat sold in the U.S. must meet federal safety standards. These are your basic choices:</p><p>Infant seats. These rear-facing seats are for babies up to 22 pounds. They allow infants to recline at an angle that doesn't interfere with breathing and protects them best in a crash. Many strollers are now designed to accommodate infant car seats. All infant car-seat models come with a handle, and nearly all have a base that secures to your vehicle with LATCH connections or a vehicle safety belt, a convenience that lets you remove the seat and use it as a carrier. You can strap most infant seats into a car without a base, using the vehicle safety belts, but most people don't use them that way.</p><p>Infant seats have either a three-point harness--two adjustable shoulder straps and a lock between the child's legs or--even better--an adjustable five-point system--two straps over the shoulders, two for the thighs, and a crotch strap. The handle usually swings from a position behind the seat's shell when in the car to an upright position for carrying. Remember to swing the handle to the vehicle position before each trip. Slots underneath most seats help them attach to the frame of a shopping cart.</p><p>With an infant car seat, you also can move your baby from car to house or vice versa without waking him or her up--a plus for both of you. Note also that extra bases are available so you can keep a secured base in each of your vehicles. Your baby may outgrow an infant car seat quickly and become too heavy for you to use it as a carrier. As a result, you may find yourself having to buy a convertible car seat after your baby is 6 to 9 months old. However, our advice is still to start with an infant seat before moving up to a convertible seat.</p><p>Price range: $30 to $180.</p><p>Travel systems. Travel systems offer one-stop shopping: You get an infant car seat and a stroller all in one. Most car-seat manufacturers offer these combination strollers/infant car seats. And many stand-alone strollers are now designed to accommodate infant car seats. With these strollers, you create a carriage by snapping an infant car seat into a stroller. The car seats of travel systems also come with a base, which stays in the car. The snap-on car seat is generally positioned atop the strollers so the infant rides facing the person pushing. Your baby can also ride in the stroller seat alone when he or she is big enough.</p><p>Most travel-system strollers can be used only with a car seat from the same company. They can also be bulky, so if you're a city dweller who negotiates more subway stairs than highways or if the trunk of your car isn't too roomy, you may be better off with a separate car seat and a compact stroller that is appropriate for a newborn.</p><p>Price range: $40 (stroller frame only) to $400.</p><p>Convertible seats. With a convertible seat, the child faces rearward as an infant, then toward the front of the vehicle as a toddler. The seat can function as a rear-facing seat for infants up to 30 or 35 pounds, depending on the model, and as a front-facing seat for toddlers generally up to 40 pounds (a few have a 65-pound limit). Models typically have an adjustable five-point harness system--two straps over the shoulders, two for the thighs, and a crotch strap between the legs. Some models have a tray shield that lowers over the baby's head and fastens with a buckle between the legs. However, our tests show that children, especially small ones, are better restrained with a five-point harness.</p><p>A convertible car seat can be a money saver, taking your child from infancy to kindergarten and beyond. We advise starting with an infant seat first, though, as mentioned earlier. Keep in mind that convertible seats are not compatible with strollers, so you will have to transfer your baby from the convertible car seat to a carriage or stroller when you're ready to set out on foot. Such jostling can wake a sleeping baby, a problem if you need to take your child on frequent shopping expeditions or other errands.</p><p>Price range: $50 to $290.</p><p>Toddler/booster seats. Looking like large versions of convertible seats, these front-facing seats are used with an internal harness for toddlers 20 to 40 pounds. They're either LATCH-attached or can be secured using the vehicle belts and tethers. When kids reach 40 pounds, the seat becomes a belt-positioned booster seat, which children can use until they're 80 or 100 pounds. With a belt-positioned booster seat, the child is restrained using the vehicle's lap and shoulder belt system.</p><p>Booster seats. These are generally for children weighing 40 to 80 pounds. (A very tall child may begin using a booster seat at 30 pounds.) Booster seats use the vehicle's own safety belts to restrain the child.</p><p>Built-in seats. Some U.S. and foreign automakers offer on select cars and minivans an integrated, forward-facing child seat that has a harness and accommodates toddlers weighing more than 20 pounds. There are also some booster-seat versions. Built-in seats must meet the same performance standards as add-on child seats. However, they offer little or no side protection and they're usually located next to a door, instead of in the center--the safer position. You may also need a regular car seat for when your child travels in other vehicles.</p><p>IMPORTANT FEATURES</p><p>Since Sept.1, 2002, all child car seats with an internal harness and nearly all passenger vehicles sold in the U.S. have been required to include equipment designed for simpler buckling. This system, called LATCH (Lower Anchors and Tethers for Children), consists of child car-seat connections that attach to anchor points in the vehicle, eliminating the need to use a vehicle's safety belts to install the seat. You can still use safety belts to install a LATCH-equipped child car seat--for example, in an older car that lacks LATCH anchors. You can also retrofit some non-LATCH car seats with LATCH features.</p><p>Today's car seats cater to every possible taste--plain colors, plaids, animal and paw-print motifs, and patriotic red, white, and blue. Remember that, style aside, babies tend to be messy, so washable fabric is a plus, especially if your car seat will be with you beyond the first year, when training cups and eating on the go can kick into high gear. Car seats from some leading brands, however, require hand washing and line drying. Make sure you're up for that; most coverings are rigged through the harness-strap system and are held in place with elastic so they can be removed for laundering. But in some cases extracting the fabric from the seat can require extensive dismantling. Check the seat's manual for how-to's.</p><p>Extras such as add-on seat covers ("boots"), thicker padding, additional reclining options, or adjustable head-support cushions may offer greater comfort. But buy them only if they are sold by the same maker as the seat and for that specific seat, since they were tested that way; mixing brands is very risky. Some models have elastic side pockets for toys, bottles, or snacks. As your baby grows, they can come in handy, but they're not absolutely necessary.</p><p>Some infant and convertible seats have a level indicator on the side to help you install them facing the rear at a safe angle. A top tether is a webbed strap that can be used with all front-facing seats for children up to 40 pounds and with some up to 65 pounds. It's located on the back of a convertible or toddler seat and hooks into an eye bolt in a vehicle's rear deck, floor, roof, or seatback. Passenger vehicles manufactured on or after Sept.1,1999 have the anchors in place in their rear seats, but older models may need to have the hardware added. Obviously, you can't use a tether with cars that lack a top-tether anchor or that have no provision for a retrofit.</p><p>HOW TO CHOOSE</p><p>Start with an infant seat for a newborn and pay close attention to the height and weight limits as your child grows. When your baby reaches the infant seat's limits for height and weight, or becomes too heavy for you to tote, use a convertible seat in the rear-facing orientation up to the seat's limits in that mode. Then use the convertible seat front-facing until your toddler reaches the next height and weight limits. After that, use a booster seat until your child is tall enough to use the car's safety belts, typically at least 57 inches. Buying three seats instead of two may cost more, but it can pay off in protection and peace of mind</p><p>Make sure the seat is compatible with your car. One of the first things you should do in choosing a seat for your child is to check the fit of any models you're considering in your own car. Even before that, though, we suggest placing similar-looking models side by side in the store to compare features. (If you've already had your baby, place your child in the seat, to get a sense of the ease of buckling and unbuckling.) Then, if possible, bring the floor model to your car for a mock installation. Be aware that some vehicle seats are too short, indented, or excessively sloped to allow a good fit of a child car seats.</p><p>If you're considering a convertible car seat, try the floor model in both the rear- and front-facing positions. Check out the harness release button in the rear-facing position; in some models it may be too low to reach comfortably. If you're thinking about an infant car-seat/stroller combination, also known as a travel system, check to be sure that it fits in your trunk or vehicle cargo area. If the store won't let you take the seat out to your car to try it, make sure you can return any car seat you buy--or go to another store.</p><p>Insist on new. Although there are many baby items you can borrow or buy secondhand, don't make a car seat one of them if you can avoid it. A used seat may have been in a crash or recalled. The manufacturer's instructions may be missing. If, for some reason, you must use a secondhand seat, avoid those with an unknown history or that are older than six years. In the world of car seats, a six-year-old model is a relic--and risky. You'll also want to avoid recalled models.</p><p>Send in the registration card. You should be notified by the manufacturer if the car seat is recalled. To play it extra safe, you can also sign up for the Consumer Product Safety Commission's e-mail subscription list at <a target="_new" rel="nofollow" href="http://www.cpsc.gov/cpsclist.asp">http://www.cpsc.gov/cpsclist.asp</a>. Updated recall information will be sent directly to your e-mail in-box. Or check monthly issues of Consumer Reports or visit <a target="_new" rel="nofollow" href="http://www.consumerreports.org/">http://www.ConsumerReports.org</a>. Other sources of information on car-seat recalls include NHTSA's Web site (www.nhtsa.gov) and the Consumer Product Safety Commission site, <a target="_new" rel="nofollow" href="http://www.recalls.gov/">http://www.recalls.gov</a>.</p><p>Check the store's return policy. If you're not happy with a particular car seat for whatever reason, it's important to know that you can return it and try again with another model. Be aware that a badly soiled or damaged seat may not be exchanged.</p><p>Copyright © 2002-2006 Consumers Union of U.S., Inc.</p><p>For the latest information on this and many other products and services, visit <a target="_new" rel="nofollow" href="http://www.consumerreports.org/">http://www.ConsumerReports.org</a></p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Find More Car Seats [http://www.shopndeal.com/consumer-reports/car-seats.html] with Easy Deal at <a target="_new" rel="nofollow" href="http://www.shopndeal.com/">ShopNdeal.com</a></p>qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-87500805580552722042011-06-22T22:14:00.000-07:002011-06-22T22:14:00.450-07:00An Independent Look at Rental Car Insurance<br /> <p>When you step up to the Rental Car Counter the Rental Agent is going to ask you if you want to purchase insurance for the rental vehicle. If you say no they will ask you to initial next to each coverage that you decline. The decisions that you make in these few moments could have a dramatic impact on your financial situation. Deciding if you need to purchase the auto insurance offered at the Rental Car counter before you arrive can keep you from incurring a serious financial loss or wasting your money on insurance that you already have or do not need. One of the questions that we are asked most as auto insurance agents is "Do I need to purchase the auto insurance offered at the rental car counter when I rent a car?" The answer to this question is maybe. You may be able to provide coverage for the rental car using insurance policies you already own or you may decide you need to purchase additional protection. In this article we are going to give you the information that you need to make these crucial decisions.</p><p>When You Rent A Car There Are Several Ways To Secure Coverage For It Without Having To Purchase Coverage At The Rental Car Counter.</p><p>Transfer Coverage From Your Existing Auto Insurance Policy - If you are going to be renting a car and you have an existing auto insurance policy you should take your insurance I.D. card with you when you rent the car. The car rental company may require it and it can save you a lot of time and aggravation if you are pulled over by the police in your rental vehicle. The coverage and deductibles on your own auto insurance policy will automatically transfer to cars that you rent as long as you are not using the rental car for business purposes or renting in another country. You should check the declarations page of your personal auto insurance policy to find out if you currently carry Property Damage Liability, Comprehensive and Collision coverage. Make note of your Property Damage Liability limit and your Comprehensive and Collision Deductible. If you are renting a car in another country you should definitely consider purchasing coverage at the rental counter as most personal auto insurance policies only cover their owners in the country where the policy was written.</p><p>Damages to your rental car will be covered by the Property Damage Liability portion of your personal auto insurance policy if you are renting the car for pleasure use. However, if you were involved in an accident that is covered by your auto insurance policy and your car is in the shop being repaired. Damages to the replacement car that you rent will be covered by the Comprehensive and Collision coverage portion of your personal auto insurance policy. That means that you will have to pay the deductible for these coverages if you damage the rental car.</p><p>Use Coverage Provided By Your Credit Card - Most major credit cards advertise rental car insurance as one of the benefits of owning their card. The truth is that the coverage that these cards provide usually only pays after your personal auto insurance policy limits have been exhausted and only if you used their card to pay for the entire price of the rental. The level of protection with credit cards seems to change on a daily basis so we recommend calling your credit card company to determine your exact level of protection for rental cars. When you talk to the credit card representative ask them for information about Liability, Comprehensive and Collision coverage for rental cars. It is best to get this in writing as it is not unheard of to get several different answers from the same credit card company. You should also ask if there are any exclusions. Many credit cards exclude coverage for luxury or exotic car rentals.</p><p>Purchase A Non-owned Auto Insurance Policy - If you rent cars frequently but you do not have your own auto insurance policy you can save yourself a lot of money by purchasing a "Non-Owned Auto" Liability policy. This policy provides you with the same type of protection as the Excess Liability coverage offered at the rental car counter. These types of policies usually cost around $300 a year and will cover you when you are driving any private passenger automobile. This policy only provides protection for Bodily Injury and Property Damage Liability. It will not pay for damages to your rental car so you will still need to purchase the Collision Damage Waiver or use one of the coverage methods we discussed earlier.</p><p>If you are unable to secure coverage by using any of the methods listed in the previous chapter you should seriously consider purchasing coverage at the Rental Car Counter. It can be hard to get an honest advice about these coverages from the rental car agent because they are paid a commission every time they sell it to you. Don't worry; we have provided you with all of the help you need below.</p><p>Collision Damage Waiver (CDW) - This protection is also called the loss damage waiver (LDW) by some rental car companies. It is often referred to as insurance but this is incorrect. It is actually a waiver of responsibility. When you purchase this protection the rental car company waives your responsibility for damages or theft of the rental car. If something were to happen to the car you would simply file a quick claim form when you returned the car and the rental car company would pay to repair or replace it. The price for this protection usually ranges from $15 to $25 depending on where you are renting.<br /><br>Caution: This coverage may become void if you cause an accident while breaking the law. This includes excessive speeding, driving off road or driving while intoxicated so be careful when you are driving a rental car or any car for that matter.</p><p>If you carry a minimum limit such as $10,000 for Property Damage Liability coverage you may want to consider purchasing the Collision Damage Waiver because this low limit may not be enough to pay for repairing or replacing the rental car. Remember you could also be held responsible for damages to other peoples car's or property if you are involved in accident and found to be at fault and Rental car companies will charge you for loss of rental income for the car that you damaged. These are all important factors that should be considered when deciding if you should purchase the Collision Damage Waiver.</p><p>Another advantage to this coverage is that there is no deductible. This can come in handy if you were involved in an accident that is covered by your auto insurance policy and you are renting a replacement car while your car is in the shop being repaired. You see in this scenario any damages to the rental car would be covered by your Comprehensive or Collision coverage which means that you would have to pay the deductible.</p><p>Excess Liability - Car rental companies are required by law in most states to provide a minimum amount of liability protection for renters of their vehicles but this is rarely enough to protect your interests if you seriously injure someone in an accident. The liability portion of your personal auto insurance policy will transfer to your rental car so you have adequate limits of bodily injury and property damage liability on your personal auto insurance policy we would not recommend purchasing this coverage. This coverage would only pay after your personal auto insurance policy limits are exhausted. This price for this protection is around $10 to $13 dollars per day for 1 million dollars worth of excess protection.</p><p>Personal Accident Insurance - If you or your passengers are injured in an accident or as a pedestrian this coverage will pay for your medical expenses and ambulance fees if needed. If you live in a "no fault" state, have health insurance or carry medical expenses coverage you probably already have this protection and do not need to buy it from the car rental company. Check your auto insurance and health insurance policy to find out for sure. A claim for this type of loss on your personal auto policy will not cause an increase in price so if it is covered on another policy there is really no benefit to buying it from the car rental company. The price of this protection usually runs from $2 to $5 a day depending on where you rent.</p><p>Personal Effects Coverage - This is coverage for theft of you or your passenger's personal items such as cameras, camcorders or Laptop computers. This protection may also be provided on your homeowners or renters policy if you have one so you may not need to buy it from the rental car company. However, homeowners or renters deductibles are usually $500 or higher and all of your articles may not be covered. Check the declarations page of your policy for your deductible and the exclusions section to find out if the items you are taking with you are covered.</p><p>One of the benefits of purchasing this coverage from the rental car company is that you usually do not have to pay a deductible. You simply file a claim when you return the rental car and you are reimbursed for the theft of your items. You will usually need to prove ownership of the items that you claim were stolen by providing the rental car company with receipts or other proofs of ownership. You should also ask the rental agent if any exclusions apply to this coverage prior to purchasing it. The price for this protection is $2 to $5 dollars a day.</p><p>It is better make all of your rental car insurance decisions before you step up to the rental counter. Nobody should be forced to make snap decisions on issues of this much importance and now you don't have to. We hope that you have found the help that you needed in this handbook. I love to get feedback on this article so please send your questions or comments to <a href="mailto:info@theautoinsurancebuyersguide.com">info@theautoinsurancebuyersguide.com</a>. I look forward to hearing from you!</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Dylan J. Guidry and his team of auto insurance specialists are a recognized authority on the subject of automobile insurance. Their website [http://www.understandingautomobileinsurance.com] provides drivers with an independent source of car insurance information that can be used to lower the cost of their auto insurance.</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-25528682571133649812011-06-21T22:14:00.000-07:002011-06-21T22:14:00.424-07:00The Easy Way to Buy a Car With Bad Credit<br /> <p><b>A Step-By-Step Tutorial:</b> How to buy a car with bad credit without it turning into a nightmare.</p><p>Are you tired of hearing the word <b>'No'</b> when it comes to a car loan? I set up 'How to buy a car with bad credit' specifically so that you could hear the words 'yes'. Who am I, you ask?</p><p>I spent 14 years in the automobile business as a Finance Manager so I believe it's fair to say that I know a thing or two about getting a loan financed, irregardless of your past credit history.</p><p>Remember, regardless of your past credit history, you still need a car, want a car and most of all, you deserve a car. You should also be treated with respect and given choices. I'm going to teach you how to have a choice with auto bad credit financing loan.</p><p>First of all, all lenders now purchase deals based on what is called a beacon score, which is the same as your credit score. There are three credit bureaus that make up the package. Each lender will choose whichever credit bureau(s) they prefer when looking at your credit or a combination of bureaus.</p><p>I highly advise everyone to have all three credit bureaus pulled when checking your credit and to pay for the credit score. If you only look at one bureau, you're only seeing part of the whole picture.</p><p>With the exception of a few minor things, beacon score will play a large part in your approval. Staying within your financial means is another, so be realistic. If you make $2500 per month and have $1200 going out, don't walk in all high-and-mighty and tell the Finance Manager that you will only have an Expedition or nothing. You'll end up with nothing.</p><p>In order to effectively use auto bad credit financing, you are going to have to know what your credit looks like and what your credit score actually is. Otherwise, you are working in the dark. <br /><br>Pay for the credit score or it's just almost useless. With the credit score, you will know whether or not you qualify for a lender such as Ford. Also, the higher the score, the lower the interest rate. Got it? With an auto bad credit loan, the higher the beacon score, the better.</p><p>Let me explain websites like cars.com and the such: They collect applications for car loans online. They then have a network of dealerships that PAY them for the leads. These are generally dealerships that have departments that specialize in getting you financed, regardless of your credit. These departments pay for these leads, so most take them very seriously, as they are their bread-and-butter, so to speak.</p><p>If you have a lower than usual credit score, a current repo or just plain, all-around bad credit, this might be the way to go. If your credit is really that bad, remember that you are going to need some cash or a paid-for trade in that's actually worth something.</p><p>O.K., now for the step-by-step system that I promised. First, take control of your car deal! You need to be in the driver's seat, if at all possible. Go online and run a copy of a tri-merge, which is all three credit bureaus, plus pay for your credit score. You can get a FREE copy of your credit report once per year HERE:<br /><br><a target="_new" rel="nofollow" href="http://www.annualcreditreport.com">http://www.annualcreditreport.com</a></p><p>This is the new Federal law that actually entitles you to receive a FREE copy of your credit bureau once per year and with some other exceptions. This is not a credit monitoring site. You have to run each bureau separately; Experian, Equifax and TransUnion. Then, you have to pay for the credit score.</p><p>So as to hold down on confusion, here's the scoop: Each credit score for each separate bureau will be different. That's why a Tri-Merge is called what it is called. You can run a specific bureau called a Tri-Merge from one company (there are many-just do a Google search) and you actually get one bureau (it's actually all three combined but the credit score is also one credit score). It's more expensive and generally runs around $34.00 but it just depends on your preference.</p><p>Now, with your credit score in hand and a copy(s) of your credit bureau, look at your credit. Do you have anything strange on there that is not yours? If so, it's time to fix it. You should review your credit bureau at least every 6 months to a year. Plus, if your identity has been stolen, you will know quickly. P.S. you can also have a liner placed on the bottom of your bureau that simply states "Do not extend any credit on my behalf without contacting me first. Work # (111)222-3333 Home#(222)333-4444 Cell# (333)444-5555." Call or write the credit bureaus and request that this is done. You can now do this online for free. Again, do a Google search for all three bureaus listed above.</p><p>How do you fix your credit, you ask? I give away a totally FREE book that I wrote on the subject simply for the asking. Email me with Free Credit Repair Book in the headline and I'll email it to you.</p><p>Next in line: Know what you want to buy BEFORE you even go out shopping! Let me make this very clear. Car dealer's jobs are to sell you a car on your very first visit. A salesman/woman and their sales manager believe that if you walk into their dealership and do not leave with a car, you will never come back again. They are going to hammer on you until they either A) Make you mad and you get up and leave or B) Sell you a car. It's the nature of the beast. Accept it ahead of time.</p><p>What do you want to buy? Where can you get unbiased information on the auto? Again, Google for Kelley Blue Book or NADA and you can get cost, warranty repairs, recalls, and information on problems and tons of info beforehand. Limit your shopping to three models. Keep it simple. Those will be the ones that you will shop for.</p><p>Can you afford the car? You may think you can afford the car, but the bank may think otherwise! I have seen this so many times in my career. Automobile economics 101: Take your gross income (what you make per year BEFORE Uncle Sam taxes you) and remember, this income needs to be provable-tax returns, check stubs with taxes taken out or a W-2. If you are self-employed, you will need two years of tax returns with Schedule C's. This is the income that you actually paid taxes on. Being self-employed can be tough. You may need to combine a spouse's income if you are self-employed.</p><p>Now with your gross income figured out, find out what all of your debts are that are going out each month. Include everything...it's listed on your credit bureau's. Example: Car note=$450.00 + House note= $560.00 + Credit card debt= $425.00<br /><br>Boat note= $310.00 Charge-offs=$1200.00 (yes, charge-offs; these are bills that you never paid and they were written off). Add all of your debts up. With just your obvious debts (including the charge-offs), you have $1805.00 per month going out. I arrived at that figure by adding up all the monthly notes and taking 5% of the charge-offs. 5% of $1200.00 = $60.00. We're not through, though. Now we have to figure in cost of living-utilities. Each lender has their own algorithm for utilities but a good range to estimate would be to add $300.00. Now we have a total outgo of $2105.00. This is what you have to have to pay your current bills before you take on any other debt.</p><p>Almost all lenders will not allow your new car note to exceed 20% of your current income. For our example, let's assume that your gross income is $5300.00 per month. Let's take $5300.00 and subtract your debts, which are $2105.00. That leaves you with $3195.00. To make it easy, take $2105.00 and double it. That would be $4210.00. That would leave you with disposable income of $1090.00. What the lender is looking at here is referred to as debt-to-income. They want to know if you have more going out than you can handle. This is strictly a case of numbers and provable numbers. If your gross income was $4500.00 and you had $2105.00 in debts each month, you need to be prepared for one of two things; add your spouse's income and your spouse to the deal or trade in the other auto. If your debt-to-income is running too close to 50%, you're going to have a hard time getting a loan for anything. Make sense? The way the bank looks at it is this: you can't afford both cars so they assume that you are going to let the other (older) car go back to the lender-repossession. That's their take. Debt-to-income is a HUGE deal.</p><p>In this case, your disposable leftover income is $1090.00. 20% of that would be $1060.00. Whoa! Let me be the first to inform you that you are NOT getting a car payment of $1060.00! Why? Well, you only have $1090.00 left over for starters. Let's be realistic here. Most lenders will slice that in half which will equal $530.00. Your payment call should be around that figure, give or take a few dollars.</p><p>How expensive of a car can I buy on a $530.00 payment? Good question and one that you absolutely need to know so that you can pick out the correct car. One answer depends on the term of the loan. You can finance for 36, 48, 60 or 72 months, as a for-instance. That equates to 3 years, 4 years, 5 years and 6 years. I will tell you this: the worst thing you can do is extend the note out the longest amount of time in order to get the payment where you can afford it. That creates a syndrome that now affects over 75% of car owners called being "Upside Down." It means that you owe more on your car than it's worth. It also means that you need more money down when you go to trade it in. The only way around that is a lot of money down or a short-term loan.</p><p>You can again do a Google search for a 'car loan calculator'. You will punch in the loan amount you want to borrow, the term (48,60, etc.) and the interest rate. If you have not gotten approved already and know the rate, you will have to guesstimate. Here's a rule of thumb for you-it's not an exact science without knowing your credit, but it is a guide you can follow to get you close. Let's base the rate on your beacon score: that's what most of the lenders are going to look at.</p><p>If your beacon (credit score) is in the 400 or lower range, you will need to figure your interest rate on a new car at 21% (state maximums differ-it could be 18%). If you are looking at a used car, figure on 33%. If your beacon score is in the low 500 range, figure your new car loan as you would for the above-mentioned 400 beacon. If your beacon score is in the mid to high 500-range, figure a new car at 18% and a used car at 27%. If you have a beacon of 600 to 649, figure a new car at 16% and a used car at 20%. If you have a beacon score of 650 to 699, figure a new car rate at 12% and a used car rate at 16%. I may be hitting too high on a few of these, but I live in a state that has the highest rates in the nation. Better safe than sorry.</p><p>Get Pre-Approved <b>BEFORE</b> you start shopping. This is the easy part, in a way. Remember I told you at the beginning of this article to take charge of your car deal instead of letting the dealer lead you by the hand. It all boils down to financing. If you can walk in with a check in your hand, you are in control. I will recommend a few companies that are reputable, have a proven track record in sub prime loans and all mail the check to you at home. You then go into a dealership and pick out your vehicle, negotiate and buy like a cash buyer! These companies are Household Finance, Capital One Finance, Americredit and E-Loan. You can do a Google search for all four, apply online, and get either an instant approval or one really quickly. When you are approved, they mail the contract to you and then the check. It's that easy.</p><p>On the final decision for the car-work smart here. There is nothing more valuable than time and nothing more rewarding than piece of mind. Please don't go running from dealership to dealership. Wrong. Pick out the 3 models of auto that you can afford. If you are looking for a program car (rental), call dealerships and inquire as to whether or not they have any. If you want a new, ask other people that are driving that model where they bought theirs and would they purchase there again. If you start hearing a lot of "I'll never buy from them again", move on. Something is wrong. Your new car is only as good as the service you will get AFTER the sale.</p><p>Negotiating-Most people hate this. I have only met 2 people in 14 years that enjoyed it; they were both retired and had nothing better to do. One did it for the fun of it and never even bought if you agreed to his price. Don't waste other people's time. If you don't like the car, don't negotiate on it. When you do find a car that you would own, tell the salesman you'd buy it right then if the price was right and if they provided you with a Car Fax. The keyword here is: 'If the price is right'. How do you know what a good price is? Well...glad you asked. If it's a new car, Kelley Blue Book will have dealer cost. Go to: <a target="_new" rel="nofollow" href="http://www.kbb.com">http://www.kbb.com</a></p><p>If it's a used car, compare used car figures at <a target="_new" rel="nofollow" href="http://www.kbb.com">http://www.kbb.com</a><br /><br>And<br /><br>[http://www.nadaguides.com]</p><p>What's the difference? Most dealers (with the exception of the West coast) will use NADA as their guide.</p><p>Here's what's transpired so far:</p><p>Before you ever drove the car, you went by the dealership on Sunday, when there are no salespeople and you got the Vin# of the car and the equipment, year model and had a good look at it. You already know if you like the car when you drive it, that you would buy it. The list price is in your pre-approved check category, to boot. You've already gone online and gotten wholesale, trade-in and retail values for the car.</p><p>Retail is what the dealer should ask for the car. This will help you to know whether or not the salesman is trying to add money to the car, or if the dealership is. Trade-in is a figure to gauge approximately what the dealership traded for the car for. It will give you an idea of what the dealer paid for the car, before reconditioning fees and any ticket from service. Now, not every make of car will bring trade-in value. Two that will at this time are a Honda and a Toyota. Those cars will bring trade-in value. Domestic cars generally will not bring trade-in value, with the exception of new, hot models. Other models will only bring wholesale. As an example, Kia makes a great car, but most will not bring close to trade-in value. Mitsubishi is going through changes and also won't bring close to trade-in value. There are exceptions to the rule: Katrina and Rita-two hurricanes that created a short supply of used cars. If you live in the south, that will be the case for a while. With the exception of a Honda and a Toyota, you can probably be safe offering less than trade-in. Not thousands, mind you, but less.</p><p>Take into consideration the other costs of trading for a car. Also, ask the salesperson how long they've had the car. If the salesperson slips up and tells you they've had it a while, your negotiating should be easier. The reason behind that is that the dealer is paying interest on the car every month it does not sell. The book value is also dropping every month so it needs to go.</p><p>Throughout the car deal, make sure they know you are paying cash. Don't mention that you have a check from Americredit or whoever. That's none of their business. When you make a deal, insist on the Used Car Manager running a Car Fax before you sign any paperwork. A Car Fax will show if the vehicle has been involved in a serious wreck, was bought back from the original customer or is salvaged. This will put your mind at ease. If you don't like the Car Fax, don't buy the car.</p><p>Throughout your shopping, I can't stress this enough-Do <b>NOT</b> fill out credit applications at each dealership. Every time you sign a credit application, the dealer pulls your credit report and your beacon score goes DOWN. That's why I advise on getting approved ahead of time. There are numerous advantages to getting approved ahead of time. The main advantage is that you are in control, not the dealership. That's worth a fortune in itself. Their job is to take control of you from the start of every meeting. Believe me; I know what I'm telling you. I lived that life for a long time.</p><p>For some reason, should you not be able to get pre-approved because your credit is extremely bad (a discharged bankruptcy is an instant-approval, by the way), and you have to go through an online clearinghouse like cars.com, don't despair. Continue to follow my previous steps and advice and negotiate and insist on a Car Fax report.</p><p>When you do decide on a car and go into the Finance Office to sign the papers, I would like for everyone to know that you do not have to purchase any products in order to get the loan. If anyone in Finance tells you that you have to purchase a warranty and credit life to get the loan, which is a bold-faced lie. Why would a Finance Manager do that? Because they work on commission, also. Surprised? Don't be. That's the way dealers set up Finance Offices from the start when they realized how much money could be made. The Finance Manager makes money off of the rate they quote you, the warranty they sell you, the gap insurance and the credit life and disability you buy. That's how they make a living.</p><p>I'm not saying that any of these products are bad, though. I believe in extended warranties. I'm just telling you to shop around first. If you find a cheap warranty, check out the company and make sure they will give the dealer a credit card over the phone immediately when in need of repairs in any state. All in all, I will say this-A manufacturers warranty is always better than an after-market warranty. Always. Just negotiate on it if you want it.</p><p>The only reason why you would not want gap insurance would be if you literally paid cash for the car. Otherwise, gap is cheap (should retail around $495) and will pay the portion that insurance won't pay if it's totaled. Just remember what I said about the book dropping on a car every month. It will never be worth what you owe unless you put down a lot of money at the time of purchase.</p><p>Credit life and Disability insurance are a personal matter. If you have a life insurance policy, it can be used to pay off the car in the event of your death. If you are single, why do you need Credit Life? The only benefit would be if you are married with a family, it cuts down the payout time. In this situation, your spouse would not lose the car.</p><p>Disability Insurance pays out for a specified amount of time. It will not pay out for the entirety of the loan. It also has a specified start date from the time you are disabled. It doesn't just kick in immediately.</p><p>This is a lengthy article, but the gist of it is this: do your homework at home first. Then get approved online. Then shop on Sunday. Then go get your car and negotiate on everything. It will be the easiest car-buying experience you have ever had.</p><p>Regardless of your credit situation, if you follow my steps, you'll have a car in no time and you'll be an educated and informed customer during the process. Good luck!</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Alicia Guidry spent 14 years in the retail automobile industry as a finance manager, sales manager and general sales manager.</p><p>For additional sources, see:</p><p>Bad Credit Car Loan [http://bad-credit-card-applications.com/auto-bad-credit-financing-loan.html]</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-70715702748936366312011-06-20T22:14:00.000-07:002011-06-20T22:14:00.161-07:00Things to Remember When Buying a Used Car<br /> <p>There can be many reasons a person buy's a used car. The first and most important reason is that you don't enough money for a new car and you don't want to borrow any money because you don't think you could afford the monthly payments. Another option is buying a used car, this can be very helpful for your finances, and however there are still some important guidelines that you must consider before looking at purchasing a used car. In this article we will look at some of these guidelines and precautions.</p><p>When looking for a used car, the first step is to find one for sale. You can find cars for sale by looking in the newspaper; however you want to buy a useful car. It would be best if you buy a car from somebody that you really know, friends, family members, and colleagues are the first people that you should consider buying a car from. Tell them that you plan to buy a car in the near future and mention what your budget is. Since people keep hearing news of used cars being sold out, somebody in your list of acquaintances will be able to direct you to a used-car owner who is willing to sell a car which is in good condition and hopefully at a reasonable price. If you're unable to find a used car with somebody that you know then you can check out the local newspaper adverts.</p><p>The first step will be helpful in not only finding a great car but will also help you learn how different cars differ in price depending upon the model, mileage, and overall condition. You can decide about the features that you're looking for in a car and then decide upon a price range. The next step is to learn about the person that is selling the car; you can do this by asking questions. These questions should be geared to discover why the car is being sold, how long they have had the car and how often they have had it serviced.</p><p>Now you should carefully inspect the car. Some sellers may not be that honest about any problems they have experienced with the car. Look carefully at the bodywork to discover any holes, dents or rust. Some rusted parts may have to be replaced in order for the car to be safe and work properly. If you do decide to buy this car then you have to be ready to be on the lookout for these parts and then ask the seller to subtract the cost from the selling price of the car. Don't forget to look under the hood! Check that all electrical and mechanical parts are in good condition, after that take a look at the tires, glass and paint.</p><p>If the car looks in perfect or near perfect condition then ask the seller if you can take it out for a test drive. This way you will be able to note down any trouble areas if you come across any. Make sure that you check the clutch in manual cars and the accelerator in automatic cars. Also listen carefully for any unusual or strange noises. Check all of the buttons, air conditioner and radio to see if they are working fine. Test the car by driving in different situations, for example apply the brakes suddenly, change gears frequently, speed up a little, throughout all of this just watch how the car performs and reacts. When you're inside the car check the seat-covers, rear-view mirrors and the glove compartment, although these are minor things it's worthwhile checking their condition.</p><p>If the car has passed all of your tests so far, then it's time to carefully study all of the paperwork that comes with the car. Its licence number, insurance details, and registration papers should be read in detail, make sure all of these are for the right car. If some of the documents are missing, then ask the seller to produce them before making a deal. Finally, you should decide how much you think the car is worth and make an offer.</p><p>As a final note all cars wear out as they get older; however certain makes and models react differently when they become old. It might be worth looking for advice for this specific used car so you can find out any common problems when the car gets older.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>Dennis runs <a target="_new" href="http://www.cardealercheck.com">Car Dealer</a> Check which has independent Car Dealer Reviews written by the car dealerships customers and information on <a target="_new" href="http://www.cardealercheck.com/article/Car-Dealer-Scams.html">Car Dealer Scams</a>.</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-22145978893063019272011-06-19T22:14:00.000-07:002011-06-19T22:14:01.054-07:00Car Finance Options and Solutions<br /> <p>Because most people don't have cash to buy new cars, it is often a choice between leasing and using an auto loan. We will further analyze the benefits of each type of car finance option. The choice that you make will heavily affect your income over the next years. The first thing you should realize is that the decision of buying with cash or lease doesn't involve just the money aspect, but the time aspect as well.</p><p>The car finance option you choose depends on the importance you give to owning a new car. If you value having the latest models on the market, then this will justify spending more money on this privilege. If your view of a car is orientated towards transportation and comfort (you want a car for practical reasons), then owning the newest model should take a few steps back on your priority list. You should think about these facts first and then consider the more tangible issues of car finance options.</p><p>The car finance deal that you are going to make starts when the salesperson asks you what kind of car finance option you want to use. Your answer can be one of the following: buy the car, lease the car or pay cash for the car.</p><p>If you want to buy the car, the dealer will ask you to fill in a credit application based on your credit scores. An auto loan will be arranged through the dealership. This car finance option usually is a 36-60 month endeavor. The longer the time the lower the payments will be. The amount of money you pay for this car finance option depends on your interest rate, down payment and total sum of loan. Also be careful, as the dealer will want you to make a large down payment. This car finance deal is based on the fact that, until you pay for the vehicle, the lending institution will own the car. The car's ownership papers will be sent to you after all payments have been made.</p><p>There are some important aspects about car leasing that make it attractive to customers, such as: low monthly payments, low down payments and low maintenance costs. The main advantage is that a customer will get a car without giving too much money at once. The monthly payments are kept at a low level, lower than buying car with an auto loan. Another benefit of this car finance option is that the car will have a 3 year warranty and will be covered for mechanical failure during this period. As you can see by now, this looks very attractive and affordable by anyone, but there is a slight disadvantage (the same as in the case of a loan). You will have car payments until the entire sum of the car is paid. Only when you do this, the car will finally be yours.</p><p>From this point on the car finance deal will be over and if you have to begin leasing again the assumed responsibility of payment rates will last a long period of time again. The conclusion is that this car finance option (using the leasing method) is more expensive on a long term. Car leasing is actually the most expensive way to go, but those who favor it point out that over a 10 year period this car finance method is the best the average income customer can support.</p><p>If you are interested in leasing, this car finance option has some variations. All auto leases allow you to drive the car for a limited number of miles per year. The more you drive, the higher your payments will be. However, if you come to think of it, you save money in the long run. The contract will contain a residual price for the car, which you will pay at the end of the lease as the car passes into your possession. Be careful because this is the riskiest car finance deal of them all!</p><p>If you decide to pay cash for the car the transaction everything will be very simple. This is the most favorable car finance deal if your income can support such a large transaction. Negotiating with the dealer will most likely make this car finance option even more attractive. Choose wisely as every car finance offer has its own ups and downs, and every car finance company will try to persuade you into taking their option into account.</p><p>When buying a car, a lot of money is involved. Depending on the budget you are willing to spend there will be a car finance option to your liking. A compromise has to be made: one can either spend a lot at once, or spend a greater sum during a longer period of time. Your car finance option will affect your pocket anyway; it's just a matter of how much money will be given in how much time.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>If you are looking for more information about car finance you can click this <a target="_new" rel="nofollow" href="http://auto.getastart.com/car-finance.htm">car finance</a> link.</p> <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0tag:blogger.com,1999:blog-6928132978036489160.post-4000471451592117092011-06-18T22:14:00.000-07:002011-06-18T22:14:00.401-07:00What's the Best Car to Drive: European, Asian, or American-Fact or Opinion<br /> <p>I'm frequently asked "What's the best car?" My answers have varied greatly, but over the past two decades in the automotive industry, I have come to the conclusion that European cars are superior. This is not to say I don't appreciate some Asian or American cars, but they just don't compare to the engineering thrills of European cars. American and Asian cars are missing something. <b>They're missing passion!</b></p><p>Is this my personal opinion? Or is it my objective expert opinion? The answer ahead...</p><p>I never understood what the fuss was about with European cars until I got behind the wheel of a 2004 Mercedes-Benz E-Class for a 12-hour road trip. From the start the car practically drove itself. I merely kept one finger on the steering wheel, regardless of speed. It seemed to anticipate my desires and it responded effortlessly.</p><p>When you can push a car into 3 digits MPH, and it feels like you're only driving 55MPH, that's engineering...that's Mercedes-Benz. I never appreciated that!</p><p>Now we all can't afford a Mercedes-Benz, but I noticed similar characteristics in other European cars: SAAB, BMW, Audi, VW, even Volvos.</p><p><b>Quick Audi story:</b></p><p>When my brother got his license at 16 (I was 15), my mother, for some unknown reason, allowed us to take her brand-new 1984 Audi 4000 from Nashua NH to Needham MA--about an hour's ride at 60 MPH. We made it in 30 minutes--you do the math.</p><p>At the time I did not realize the engineering that was keeping that car glued to the road as we weaved in an out of traffic, as only reckless teenagers do so well. This is not an endorsement for driving like an idiot--although sometimes I "still" do--but to show how European engineering has been and continues to be far superior than either Asian or American cars.</p><p><b>Sloppy Pontiac Bonneville:</b></p><p>To give you an idea of how much better European cars are, here's another quick story (yes, it's another stupid high-speed one). Again my brother and I were on a road trip. We rented a brand-new 1996 Pontiac Bonneville: heavy, powerful, and comfortable. This time I was driving. Despite its newness and its weight, it started to practically lift off the ground as we buzzed across the Nevada deserts at a buck twenty.</p><p>The car couldn't handle being pushed. The heavy front suspension and front-wheel drive felt unstable. It was a burden, and not just at high speeds. Verdict: poor engineering! You can replace the Bonneville with any mid-sized front-wheel drive American car--Buick, Olds, Ford Taurus...etc, they all handle like CRAP!</p><p><b>Boring Toyota Camry:</b></p><p>I don't want to leave out Asian cars in our comparison. In the late 1990's as a Toyota certified technician I grew to love Toyota (especially Lexus). This love started to fade a few years back, however, as I got behind the wheel of so many comparable imports in the same class. Yes, Toyota is dependable and reliable. But these are also words for boring and uninspired. I got bored with my own Camry after 3 days! Toyotas all feel the same, and do the same thing--they're predictable and bland. If I'm going to spend as much time as I do in my car, why not have excitement too--better yet: PASSION!</p><p>The realization over the past two decades in the automotive industry is this: There is a passion to driving. The Europeans have known this since the beginning.</p><p>Asian automakers have missed the mark. They try to elicit passion with fancy car names and accessories, but it's just not there. Americans car makers aren't even close. And they get even more creative with their car names: Alero, Fusion, Magnum, Vibe--there are hundreds more that attempt to elicit driving excitement, but that can't live up to the challenge.</p><p>European cars don't have fancy marketing technique names. That's because they don't need to elicit passion and excitement in their vehicles--they're a given! Passion and excitement are engineered into the cars!</p><p>For example,<br /><br><br />BMW states it's the "Ultimate Driving Machine." That's because, in many ways, it is!<br />Mercedes-Benz states that it's "Like No Other!" This is true...plain and simple. <br />SAAB advertises that it's "Born from Jets!" Ever sit in the cockpit of a SAAB? It's pretty cool!<br />How about Audi? They claim to "Never Follow." Again--true. Check out the new 2008 R8 to see an incredible "expression of engineering."<br /></p><p>Is all the above an advertisement for buying a European car--No! It's a philosophy of driving. Driving can be fun--AND safe, AND dependable! European technology (safety, mechanical or otherwise) is light years ahead of Asian and American cars.</p><p>Even Lexus, who hails "unprecedented triumphs," is only nipping at the heels of Mercedes-Benz. Sure Lexus ads make it sound like they came up with the latest and greatest technological--NOT.</p><p><b>The Ferrari Test Drive: Last Crazy Car Story...I Promise.</b></p><p>I had the rare pleasure recently of driving a Ferrari. I have driven some incredible cars over the years, but I had never driven an Italian super-car like a Ferrari, nor had I ever understood why anyone would want to, despite their striking looks and appeal.</p><p>As you can probably guess, the car was gorgeous--brilliant red, incredible body lines, sleek...very sharp--a true head turner. Oh yeah...I looked great behind the wheel too! Anyhooo....as I sank into the Italian leather driver's seat it seemed to suck me in and support me from areas where I didn't know I needed support--at least I didn't know yet....</p><p>As I fired up this rear engine craft, I swear the engine seemed to be urging..."go ahead, make my day." I am not being metaphorical. The car was eliciting something....oh yeah...PASSION, EXCITEMENT, FUN!</p><p>Again, we all can't afford to run out and buy a Ferrari, but there are several "European" cars mentioned above that boast these same characteristics.</p><p>It's not a coincidence that people drive Volvos forever, or that SAAB owners frequently put 300,000 miles on their cars, trade them in and buy another one. Nor is it a coincidence that there are many who will drive nothing but German engineered cars. There is a relationship between man and machine.</p><p>For a little context, my first Ferrari experience came when I was about 12. I was driving down the highway in the back of my mother's beige Toyota Cressida. I heard, before I saw the Ferrari. When I turned to look it was right behind us. I blinked and it was next to us. I blinked and turned, and it was a hundred yards ahead rapidly fading into the distance. At 12, I could see, hear and feel passionate engineering, although it would take 20 years of automotive experience to voice it.</p><p>The Ferrari I recently test drove was 16 years-old--a 1990 Grand Touring Targa. See the photos @ <a target="_new" rel="nofollow" href="http://www.medwayimports.com/">www.medwayimports.com/</a>. I mention the age to show how even "dated" European engineering still trumps the latest and greatest technological breakthroughs of its competitors.</p><p>As I pulled off, I was a bit unsure what a Ferrari would or even could do. But the car, very quickly, made me feel comfortable and confident. I mentioned earlier how the seat sucked me in and supported me in places I didn't know possible. I experienced this in the parking lot of all places when I had to make a very quick, sharp turn--I didn't move--the car took the corner for me as I remained perfectly seated.</p><p>The 5-speed shifter was a simple chrome shaft with a ping-pong-sized ball that fit perfectly into my palm no matter which way I held the shifter. The seat and steering wheel position were ergonomically perfect, and the gauges were easily accessible with a quick glance. Even the rear view mirror reflected so clearly that I thought there was no back glass--this is handy when "traffic weaving."</p><p>In terms of the stability and handling, I'm not sure I have the words to describe it, but let's use a Corvette for comparison. In 1996, I drove a brand-new Corvette at 90MPH onto an off-ramp (don't try this at home). The tires squealed bloody murder, the body rolled, and the suspension wobbled. I was a bit hesitant to try that again in a vette.</p><p>Of course the Corvette and the Ferrari are not a fair comparison, but again, the point here is to illustrate the superior European engineering that even the best American performance cars can't touch.</p><p>In the Ferrari, cornering was effortless, virtually regardless of speed: no squeals, roll, or wobble--and the technology was 6 years older than the vette. Cornering in the Ferrari was just plain fun! Never once did I feel as if I was pushing the car beyond its limits. In fact, as reckless as I can be, I never found its limits--I ran out of road.</p><p>In terms of quickness, the engine redlines at 7500 RPM, so there's plenty of room to wind er' up and go, regardless of what gear you're in. In fact this engineering design took me by surprise; I am so use to driving cars that "do the driving for you." The Ferrari wants you to be part of the experience by empowering you to work the engine in a very wide RPM range.</p><p>The experience of empowerment was similar at high speeds. At 4000 RPM, 80MPH in 4th gear, you have the option (empowerment) to drop it to 3rd and take off like a raped ape, or just punch the gas and watch the traffic around you come to a standstill as you casually slide into 5th, creeping past 135MPH with so much more power waiting to come out if only the roads weren't so congested.</p><p>I understand now why people have to drive a Ferrari. It's an experience "like no other." It's the "ultimate driving machine." It's not "Born from Jets," but it definitely flies! It clearly leads and "Never Follows"...nothing else can keep up!</p><p>Most European cars posses these above characteristics in one degree or another.</p><p><b>Cool SAAB Test Drive:</b></p><p>On a more "practical car" level, I recently drove a 2004 Saab 9-5 Aero with 77,000 miles on it. What struck me immediately was the cockpit feel that SAAB keeps raving about. It really is like an airplane's cockpit, making one feel very comfortable, and more importantly, in control.</p><p>Te tone of the engine and the solid feel to the car--even with 77,000 miles--was powerful. It was eliciting emotion--like the Ferrari! American and Asian cars tend to feel a bit sloppy after 60K whereas the SAAB felt like new, and was ready to go! It even had manual "shift paddles" on the steering wheel--for what?--FUN, EXCITEMENT...PASSION! No wonder people drive these cars forever.</p><p>The models above were chosen from a hat. There are dozens of cars I could compare, but the end result is the same. Asian and American cars are no match to the quality, dependability, engineering, and excitement of European cars. These are the facts. <b>PASSION</b> and <b>EXCITEMENT</b> are standard options on European cars.</p> <br /> <br /> <br /> <br /> <br /> <br /><br /> <p>-Ted Olson<br> Making sense of <a target="_new" href="http://www.repairtrust.com/">Auto Repair Costs</a></p><p>Ted holds extensive certifications from Mercedes-Benz, Toyota, General Motors, and ASE. Over a twenty-year period in the automotive service industry, he has served as a technician, shop foreman, shop manager, shop owner, service advisor, service manager, and service industry consultant. He is the author of eight books and numerous articles on the automotive service industry.</p>Other Works by Ted Olson Include: ARREST the Automotive Service Industry! Maintenance Myths: A Step-by-Step Guide to STOP Getting Ripped Off! Auto Repair: The Shocking Truth About Who's Ripping You Off and Why! Automotive Service Pricing Strategies?a fair pricing guide for service centers Being the Best?a comprehensive customer service handbook for service advisors Service Center Personnel?an auto repair informational for general service staff Service Mission Statement?a philosophical proposal to improve customer service <br /> qibulhttp://www.blogger.com/profile/18312275135235761890noreply@blogger.com0